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Single Family ResidenceResidential
$581,865$430 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $345,000 on Apr 12, 2021

98 STEPHEN ST

DOVER, NJ 07801
0
Baths
1,353 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$582K
$544K low$620K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Apr 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,441 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$434,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$259,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$395,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$434,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Birchwood Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Morris Knolls High SchoolB+
High · Grades 9–12 · 2.1 mi
M
Copeland Middle SchoolB
Middle · Grades 6–8 · 2.2 mi

District: Rockaway Township School District

Neighborhood · ZIP 07801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,014
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,181
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Stephen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Dover 07801
  • Costs more per square foot than 89% of homes in Dover 07801
  • Smaller than 80% of homes in Morris County
  • Has a smaller lot than 77% of homes in Morris County
  • Older than 88% of homes in Morris County

What homes are worth in Dover 07801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$838K

This home is worth more than 71% of homes in Dover 07801.

How it measures up in Dover 07801

The dot is this home. The mark in the middle is the typical home in Dover 07801.

Estimated value$581,865
CheaperTypical $520,291Pricier

Pricier than 71% of homes nearby

Price per ft²$430
CheaperTypical $329Pricier

Pricier than 89% of homes nearby

Living area1,353 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.17 ac
SmallerTypical 0.16 acBigger

Bigger than 54% of homes nearby

Year built1930
OlderTypical 1949Newer

Newer than 35% of homes nearby

How 98 Stephen St ranks against every home in each area.
MeasureThis homeDover 07801Morris County
Estimated valuepricier than$581,86571% of homes29% of homes
Price per ft²pricier than$43089% of homes74% of homes
Living areabigger than1,353 ft²33% of homes20% of homes
Lot sizebigger than0.17 ac54% of homes23% of homes
Year builtnewer than193035% of homes12% of homes

About 98 Stephen St

How much is 98 Stephen St, Dover, NJ worth?

The TopHap Estimate for 98 Stephen St, Dover, NJ is $581,865 as of Sep 24, 2026. The likely range is $544,064 to $619,666. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Stephen St, Dover, NJ last sell?

98 Stephen St, Dover, NJ last sold on Apr 12, 2021 for $345,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 98 Stephen St, Dover, NJ?

98 Stephen St, Dover, NJ has 1,353 square feet of living space and a 0.17-acre lot.

When was 98 Stephen St, Dover, NJ built?

98 Stephen St, Dover, NJ was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 98 Stephen St, Dover, NJ?

98 Stephen St, Dover, NJ is assigned to Birchwood Elementary School (elementary), rated B+; Morris Knolls High School (high), rated B+; Copeland Middle School (middle), rated B. All sit in Rockaway Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Stephen St, Dover, NJ compare to other homes in Dover 07801?

Among the 5,272 homes in Dover 07801, it is worth more than 71% of them ($581,865 against a typical $520,291), its price per square foot is higher than 89% of them ($430 against a typical $329), it is bigger than 33% of them (1,353 ft² against a typical 1,572 ft²), its lot is bigger than 54% of them (0.17 ac against a typical 0.16 ac) and it is newer than 35% of them (1930 against a typical 1949). Measured against all of Morris County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Stephen St, Dover, NJ?

The 2024 property tax bill for 98 Stephen St, Dover, NJ was $9,441. The county assessed it at $434,700.

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Assigned schools

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