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Single Family ResidenceResidential
$277,980$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

98 STEWART RD

DENVER, NY 12421
4
Beds
1
Baths
1,872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$278K
$261K low$295K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,191 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
72
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyDelaware
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.1.10
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 58 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roxbury Central SchoolC+
Elementary · Grades PK–12 · 3.2 mi

District: Roxbury Central School District

Neighborhood · ZIP 12421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.46%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.274
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,625
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,506
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Stewart Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Denver 12421
  • Costs less per square foot than 98% of homes in Denver 12421
  • Bigger than 83% of homes in Denver 12421
  • Has a smaller lot than 71% of homes in Denver 12421
  • Among the oldest homes in Denver 12421

What homes are worth in Denver 12421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$977K

This home is worth more than 30% of homes in Denver 12421.

How it measures up in Denver 12421

The dot is this home. The mark in the middle is the typical home in Denver 12421.

Estimated value$277,980
CheaperTypical $355,437Pricier

Pricier than 30% of homes nearby

Price per ft²$148
CheaperTypical $273Pricier

Pricier than 2% of homes nearby

Living area1,872 ft²
SmallerTypical 1,349 ft²Bigger

Bigger than 83% of homes nearby

Lot size1.1 ac
SmallerTypical 2.93 acBigger

Bigger than 29% of homes nearby

Year built1850
OlderTypical 1978Newer

Older than almost all homes nearby

How 98 Stewart Rd ranks against every home in each area.
MeasureThis homeDenver 12421Delaware County
Estimated valuepricier than$277,98030% of homes61% of homes
Price per ft²pricier than$1482% of homes41% of homes
Living areabigger than1,872 ft²83% of homes74% of homes
Lot sizebigger than1.1 ac29% of homes34% of homes
Year builtnewer than1850almost no homes3% of homes

About 98 Stewart Rd

How much is 98 Stewart Rd, Denver, NY worth?

The TopHap Estimate for 98 Stewart Rd, Denver, NY is $277,980 as of Aug 30, 2026. The likely range is $260,945 to $295,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 98 Stewart Rd, Denver, NY?

98 Stewart Rd, Denver, NY has 4 bedrooms, 1 bathrooms, 1,872 square feet of living space and a 1.10-acre lot.

When was 98 Stewart Rd, Denver, NY built?

98 Stewart Rd, Denver, NY was built in 1850, making it 176 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 98 Stewart Rd, Denver, NY?

98 Stewart Rd, Denver, NY is assigned to Roxbury Central School (elementary), rated C+. All sit in Roxbury Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Stewart Rd, Denver, NY compare to other homes in Denver 12421?

Among the 500 homes in Denver 12421, it is worth more than 30% of them ($277,980 against a typical $355,437), its price per square foot is higher than 2% of them ($148 against a typical $273), it is bigger than 83% of them (1,872 ft² against a typical 1,349 ft²), its lot is bigger than 29% of them (1.1 ac against a typical 2.93 ac) and it is newer than almost none of them (1850 against a typical 1978). Measured against all of Delaware County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Stewart Rd, Denver, NY?

The 2024 property tax bill for 98 Stewart Rd, Denver, NY was $4,191. The county assessed it at $212,200.

More homes on Stewart Rd

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Assigned schools

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