Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$325,143$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

98 UMBRELLA DR

RUIDOSO, NM 88345
0
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$325K
$265K low$385K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,472 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,743 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,043
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,743
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,229

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.75
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 2.1 mi
H
Ruidoso High SchoolC+
High · Grades 9–12 · 2.5 mi
M
Ruidoso Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,013
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Umbrella Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Ruidoso 88345
  • Costs more per square foot than 72% of homes in Ruidoso 88345
  • Has a bigger lot than 90% of homes in Ruidoso 88345
  • Newer than 78% of homes in Ruidoso 88345

What homes are worth in Ruidoso 88345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$745K

This home is worth more than 72% of homes in Ruidoso 88345.

How it measures up in Ruidoso 88345

The dot is this home. The mark in the middle is the typical home in Ruidoso 88345.

Estimated value$325,143
CheaperTypical $232,706Pricier

Pricier than 72% of homes nearby

Price per ft²$211
CheaperTypical $168Pricier

Pricier than 72% of homes nearby

Living area1,540 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.75 ac
SmallerTypical 0.26 acBigger

Bigger than 90% of homes nearby

Year built1996
OlderTypical 1981Newer

Newer than 78% of homes nearby

How 98 Umbrella Dr ranks against every home in each area.
MeasureThis homeRuidoso 88345Lincoln County
Estimated valuepricier than$325,14372% of homes58% of homes
Price per ft²pricier than$21172% of homes66% of homes
Living areabigger than1,540 ft²59% of homes54% of homes
Lot sizebigger than0.75 ac90% of homes65% of homes
Year builtnewer than199678% of homes67% of homes

About 98 Umbrella Dr

How much is 98 Umbrella Dr, Ruidoso, NM worth?

The TopHap Estimate for 98 Umbrella Dr, Ruidoso, NM is $325,143 as of Oct 21, 2026. The likely range is $265,203 to $385,083. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Umbrella Dr, Ruidoso, NM last sell?

98 Umbrella Dr, Ruidoso, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 98 Umbrella Dr, Ruidoso, NM?

98 Umbrella Dr, Ruidoso, NM has 1,540 square feet of living space and a 0.75-acre lot.

When was 98 Umbrella Dr, Ruidoso, NM built?

98 Umbrella Dr, Ruidoso, NM was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 98 Umbrella Dr, Ruidoso, NM?

98 Umbrella Dr, Ruidoso, NM is assigned to Sierra Vista Primary School (elementary), rated C+; Ruidoso High School (high), rated C+; Ruidoso Middle School (middle), rated B+. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Umbrella Dr, Ruidoso, NM compare to other homes in Ruidoso 88345?

Among the 8,163 homes in Ruidoso 88345, it is worth more than 72% of them ($325,143 against a typical $232,706), its price per square foot is higher than 72% of them ($211 against a typical $168), it is bigger than 59% of them (1,540 ft² against a typical 1,368 ft²), its lot is bigger than 90% of them (0.75 ac against a typical 0.26 ac) and it is newer than 78% of them (1996 against a typical 1981). Measured against all of Lincoln County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Umbrella Dr, Ruidoso, NM?

The 2025 property tax bill for 98 Umbrella Dr, Ruidoso, NM was $1,472. The county assessed it at $48,743.

More homes on Umbrella Dr

Closest homes

More homes in Ruidoso 88345

Assigned schools

Explore the area

See this home in context

Open 98 Umbrella Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map