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Apartments (Generic)Residential
Last sold for $1,030,000 on Jan 13, 2023

98 WATER ST

HAVERHILL, MA 01830
0
Baths
48,925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
5
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,030,000 · Jan 13, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$72,030 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,725,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,400,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,325,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,725,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
StyleThe architectural style of the home, such as ranch or colonial.High Rise
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Steel Frame
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dr. Paul Nettle Middle SchoolC-
Middle · Grades 5–8 · 0.7 mi
E
Golden Hill Elementary SchoolB
Elementary · Grades 1–4 · 0.8 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.9 mi

District: Haverhill School District

Neighborhood · ZIP 01830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Haverhill 01830
  • Has a bigger lot than 93% of homes in Haverhill 01830
  • Among the newest homes in Haverhill 01830

How it measures up in Haverhill 01830

The dot is this home. The mark in the middle is the typical home in Haverhill 01830.

Living area48,925 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than almost all homes nearby

Lot size1.4 ac
SmallerTypical 0.26 acBigger

Bigger than 93% of homes nearby

Year built2023
OlderTypical 1945Newer

Newer than almost all homes nearby

How 98 Water St ranks against every home in each area.
MeasureThis homeHaverhill 01830Essex County
Living areabigger than48,925 ft²almost all homesalmost all homes
Lot sizebigger than1.4 ac93% of homes89% of homes
Year builtnewer than2023almost all homesalmost all homes

About 98 Water St

When did 98 Water St, Haverhill, MA last sell?

98 Water St, Haverhill, MA last sold on Jan 13, 2023 for $1,030,000, according to the county's recorded deed.

How big is 98 Water St, Haverhill, MA?

98 Water St, Haverhill, MA has 48,925 square feet of living space and a 1.40-acre lot.

When was 98 Water St, Haverhill, MA built?

98 Water St, Haverhill, MA was built in 2023, making it 3 years old. It is a high rise home. The building has 5 stories.

What schools serve 98 Water St, Haverhill, MA?

98 Water St, Haverhill, MA is assigned to Dr. Paul Nettle Middle School (middle), rated C-; Golden Hill Elementary School (elementary), rated B; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Water St, Haverhill, MA compare to other homes in Haverhill 01830?

Among the 7,120 homes in Haverhill 01830, it is bigger than almost all of them (48,925 ft² against a typical 1,840 ft²), its lot is bigger than 93% of them (1.4 ac against a typical 0.26 ac) and it is newer than almost all of them (2023 against a typical 1945). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Water St, Haverhill, MA?

The 2025 property tax bill for 98 Water St, Haverhill, MA was $72,030. The county assessed it at $6,725,500.

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