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Single Family ResidenceResidential
$426,612$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

981 AMBER RIDGE RD

CHARLOTTESVILLE, VA 22901
4
Beds
3
Baths
1,663 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$427K
$401K low$452K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,587 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$401,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 56 ft²Porch · 44 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crozet Elementary SchoolA-
Elementary · Grades KG–5 · 2.0 mi
M
Henley Middle SchoolA-
Middle · Grades 6–8 · 2.5 mi
H
Western Albemarle High SchoolA-
High · Grades 9–12 · 2.6 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.37,431
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.703 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,925
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,393
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Amber Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Albemarle County
  • Costs less per square foot than 70% of homes in Charlottesville 22901
  • Has a smaller lot than 74% of homes in Albemarle County
  • Newer than 78% of homes in Charlottesville 22901

What homes are worth in Charlottesville 22901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$2.8M

This home is worth more than 35% of homes in Charlottesville 22901.

How it measures up in Charlottesville 22901

The dot is this home. The mark in the middle is the typical home in Charlottesville 22901.

Estimated value$426,612
CheaperTypical $512,641Pricier

Pricier than 35% of homes nearby

Price per ft²$257
CheaperTypical $298Pricier

Pricier than 30% of homes nearby

Living area1,663 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.17 ac
SmallerTypical 0.33 acBigger

Bigger than 31% of homes nearby

Year built1996
OlderTypical 1981Newer

Newer than 78% of homes nearby

How 981 Amber Ridge Rd ranks against every home in each area.
MeasureThis homeCharlottesville 22901Albemarle County
Estimated valuepricier than$426,61235% of homes32% of homes
Price per ft²pricier than$25730% of homes30% of homes
Living areabigger than1,663 ft²49% of homes41% of homes
Lot sizebigger than0.17 ac31% of homes26% of homes
Year builtnewer than199678% of homes59% of homes

About 981 Amber Ridge Rd

How much is 981 Amber Ridge Rd, Charlottesville, VA worth?

The TopHap Estimate for 981 Amber Ridge Rd, Charlottesville, VA is $426,612 as of Aug 30, 2026. The likely range is $401,435 to $451,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 Amber Ridge Rd, Charlottesville, VA last sell?

981 Amber Ridge Rd, Charlottesville, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 981 Amber Ridge Rd, Charlottesville, VA?

981 Amber Ridge Rd, Charlottesville, VA has 4 bedrooms, 3 bathrooms, 1,663 square feet of living space and a 0.17-acre lot.

When was 981 Amber Ridge Rd, Charlottesville, VA built?

981 Amber Ridge Rd, Charlottesville, VA was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 981 Amber Ridge Rd, Charlottesville, VA?

981 Amber Ridge Rd, Charlottesville, VA is assigned to Crozet Elementary School (elementary), rated A-; Henley Middle School (middle), rated A-; Western Albemarle High School (high), rated A-. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Amber Ridge Rd, Charlottesville, VA compare to other homes in Charlottesville 22901?

Among the 12,129 homes in Charlottesville 22901, it is worth more than 35% of them ($426,612 against a typical $512,641), its price per square foot is higher than 30% of them ($257 against a typical $298), it is bigger than 49% of them (1,663 ft² against a typical 1,680 ft²), its lot is bigger than 31% of them (0.17 ac against a typical 0.33 ac) and it is newer than 78% of them (1996 against a typical 1981). Measured against all of Albemarle County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Amber Ridge Rd, Charlottesville, VA?

The 2026 property tax bill for 981 Amber Ridge Rd, Charlottesville, VA was $3,587. The county assessed it at $401,200.

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