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Single Family ResidenceResidential
$392,179$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

981 CORTLAND WAY

PALM HARBOR, FL 34683
2
Baths
1,749 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$392K
$367K low$417K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$178,453 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,424
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$475,491

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 358 ft²Outdoor kitchen

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.8 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.0 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.7 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Cortland Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Wexford Leas
  • Bigger than 78% of homes in Wexford Leas
  • Has a smaller lot than 65% of homes in Palm Harbor 34683
  • Newer than 74% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.5M

This home is worth more than 39% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$392,179
CheaperTypical $441,881Pricier

Pricier than 39% of homes nearby

Price per ft²$224
CheaperTypical $254Pricier

Pricier than 25% of homes nearby

Living area1,749 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 35% of homes nearby

Year built1984
OlderTypical 1985Newer

Newer than 49% of homes nearby

How 981 Cortland Way ranks against every home in each area.
MeasureThis homeWexford LeasPalm Harbor 34683Pinellas County
Estimated valuepricier than$392,17945% of homes39% of homes58% of homes
Price per ft²pricier than$22423% of homes25% of homes32% of homes
Living areabigger than1,749 ft²78% of homes53% of homes74% of homes
Lot sizebigger than0.2 ac36% of homes35% of homes50% of homes
Year builtnewer than198473% of homes49% of homes74% of homes

About 981 Cortland Way

How much is 981 Cortland Way, Palm Harbor, FL worth?

The TopHap Estimate for 981 Cortland Way, Palm Harbor, FL is $392,179 as of Sep 24, 2026. The likely range is $367,141 to $417,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 981 Cortland Way, Palm Harbor, FL?

981 Cortland Way, Palm Harbor, FL has 2 bathrooms, 1,749 square feet of living space and a 0.20-acre lot.

When was 981 Cortland Way, Palm Harbor, FL built?

981 Cortland Way, Palm Harbor, FL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 981 Cortland Way, Palm Harbor, FL?

981 Cortland Way, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Cortland Way, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,797 homes in Palm Harbor 34683, it is worth more than 39% of them ($392,179 against a typical $441,881), its price per square foot is higher than 25% of them ($224 against a typical $254), it is bigger than 53% of them (1,749 ft² against a typical 1,700 ft²), its lot is bigger than 35% of them (0.2 ac against a typical 0.24 ac) and it is newer than 49% of them (1984 against a typical 1985). Measured against all of Pinellas County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Cortland Way, Palm Harbor, FL?

The 2025 property tax bill for 981 Cortland Way, Palm Harbor, FL was $192. The county assessed it at $178,453.

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