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Single Family ResidentialResidential
$270,799$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

981 OSAGE RD

CHARLESTON, IL 61920
4
Beds
3
Baths
2,006 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$218K low$324K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,020 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,583 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,045
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,538
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,749

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.70
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Carl Sandburg Elementary SchoolB
Elementary · Grades 1–3 · 2.8 mi
M
Charleston Middle SchoolB
Middle · Grades 7–8 · 4.1 mi
H
Charleston High SchoolD
High · Grades 9–12 · 4.2 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,123
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Osage Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Coles County
  • Costs more per square foot than 77% of homes in Coles County
  • Bigger than 79% of homes in Coles County
  • Has a bigger lot than 72% of homes in Coles County
  • Newer than 90% of homes in Coles County

What homes are worth in Charleston 61920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$613K

This home is worth more than 78% of homes in Charleston 61920.

How it measures up in Charleston 61920

The dot is this home. The mark in the middle is the typical home in Charleston 61920.

Estimated value$270,799
CheaperTypical $170,523Pricier

Pricier than 78% of homes nearby

Price per ft²$135
CheaperTypical $111Pricier

Pricier than 70% of homes nearby

Living area2,006 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.7 ac
SmallerTypical 0.3 acBigger

Bigger than 70% of homes nearby

Year built1998
OlderTypical 1967Newer

Newer than 89% of homes nearby

How 981 Osage Rd ranks against every home in each area.
MeasureThis homeCharleston 61920Coles County
Estimated valuepricier than$270,79978% of homes82% of homes
Price per ft²pricier than$13570% of homes77% of homes
Living areabigger than2,006 ft²75% of homes79% of homes
Lot sizebigger than0.7 ac70% of homes72% of homes
Year builtnewer than199889% of homes90% of homes

About 981 Osage Rd

How much is 981 Osage Rd, Charleston, IL worth?

The TopHap Estimate for 981 Osage Rd, Charleston, IL is $270,799 as of Aug 30, 2026. The likely range is $217,913 to $323,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 Osage Rd, Charleston, IL last sell?

981 Osage Rd, Charleston, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 981 Osage Rd, Charleston, IL?

981 Osage Rd, Charleston, IL has 4 bedrooms, 3 bathrooms, 2,006 square feet of living space and a 0.70-acre lot.

When was 981 Osage Rd, Charleston, IL built?

981 Osage Rd, Charleston, IL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 981 Osage Rd, Charleston, IL?

981 Osage Rd, Charleston, IL is assigned to Carl Sandburg Elementary School (elementary), rated B; Charleston Middle School (middle), rated B; Charleston High School (high), rated D. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Osage Rd, Charleston, IL compare to other homes in Charleston 61920?

Among the 6,491 homes in Charleston 61920, it is worth more than 78% of them ($270,799 against a typical $170,523), its price per square foot is higher than 70% of them ($135 against a typical $111), it is bigger than 75% of them (2,006 ft² against a typical 1,530 ft²), its lot is bigger than 70% of them (0.7 ac against a typical 0.3 ac) and it is newer than 89% of them (1998 against a typical 1967). Measured against all of Coles County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Osage Rd, Charleston, IL?

The 2025 property tax bill for 981 Osage Rd, Charleston, IL was $4,020. The county assessed it at $72,583.

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