Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$371,108$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

981 RICHARD RD

BAYVILLE, NJ 08721
2
Beds
2
Baths
1,356 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$352K low$390K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$371,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,886

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,895 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$227,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$227,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clara B. Worth Elementary SchoolC
Elementary · Grades PK–4 · 0.8 mi
H
Central Regional High SchoolD+
High · Grades 9–12 · 2.2 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 2.5 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Richard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Bayville 08721
  • Costs less per square foot than 72% of homes in Ocean County
  • Smaller than 70% of homes in Bayville 08721
  • Has a bigger lot than 76% of homes in Ocean County
  • Older than 82% of homes in Ocean County

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$271K$1M

This home is worth more than 13% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$371,108
CheaperTypical $509,666Pricier

Pricier than 13% of homes nearby

Price per ft²$274
CheaperTypical $306Pricier

Pricier than 29% of homes nearby

Living area1,356 ft²
SmallerTypical 1,669 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.26 ac
SmallerTypical 0.25 acBigger

Bigger than 52% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 19% of homes nearby

How 981 Richard Rd ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$371,10813% of homes20% of homes
Price per ft²pricier than$27429% of homes28% of homes
Living areabigger than1,356 ft²30% of homes35% of homes
Lot sizebigger than0.26 ac52% of homes76% of homes
Year builtnewer than196019% of homes18% of homes

About 981 Richard Rd

How much is 981 Richard Rd, Bayville, NJ worth?

The TopHap Estimate for 981 Richard Rd, Bayville, NJ is $371,108 as of Jul 14, 2026. The likely range is $351,769 to $390,447. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 Richard Rd, Bayville, NJ last sell?

981 Richard Rd, Bayville, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 981 Richard Rd, Bayville, NJ?

981 Richard Rd, Bayville, NJ has 2 bedrooms, 2 bathrooms, 1,356 square feet of living space and a 0.26-acre lot.

When was 981 Richard Rd, Bayville, NJ built?

981 Richard Rd, Bayville, NJ was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 981 Richard Rd, Bayville, NJ?

981 Richard Rd, Bayville, NJ is assigned to Clara B. Worth Elementary School (elementary), rated C; Central Regional High School (high), rated D+; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Richard Rd, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 13% of them ($371,108 against a typical $509,666), its price per square foot is higher than 29% of them ($274 against a typical $306), it is bigger than 30% of them (1,356 ft² against a typical 1,669 ft²), its lot is bigger than 52% of them (0.26 ac against a typical 0.25 ac) and it is newer than 19% of them (1960 against a typical 1985). Measured against all of Ocean County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Richard Rd, Bayville, NJ?

The 2025 property tax bill for 981 Richard Rd, Bayville, NJ was $5,895. The county assessed it at $227,600.

Closest homes

More homes in Bayville 08721

Assigned schools

Explore the area

See this home in context

Open 981 Richard Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map