Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$374,290$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $197,600 on Jul 2, 2009

981 RIVER RD

WINDHAM, ME 04062
3
Beds
1 / 1
Baths
1,025 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$374K
$355K low$394K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$197,600 · Jul 2, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,740
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,192
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$141,550
FREEDOM MORTGAGE CORP · recorded Jan 5, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,704 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$111,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windham Primary SchoolC+
Elementary · Grades KG–3 · 2.5 mi
M
Windham Middle SchoolC
Middle · Grades 6–8 · 2.7 mi
H
Windham High SchoolB-
High · Grades 9–12 · 2.7 mi

District: Regional School Unit 14

Neighborhood · ZIP 04062These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,269
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,314
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Cumberland County
  • Smaller than 80% of homes in Cumberland County
  • Has a smaller lot than 81% of homes in Windham 04062
  • Older than 77% of homes in Windham 04062

What homes are worth in Windham 04062

Each bar is how many homes fall in that price range. The marker is this home.

This home
$270K$1.2M

This home is worth more than 19% of homes in Windham 04062.

How it measures up in Windham 04062

The dot is this home. The mark in the middle is the typical home in Windham 04062.

Estimated value$374,290
CheaperTypical $481,834Pricier

Pricier than 19% of homes nearby

Price per ft²$365
CheaperTypical $332Pricier

Pricier than 62% of homes nearby

Living area1,025 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.44 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1967
OlderTypical 1988Newer

Newer than 23% of homes nearby

How 981 River Rd ranks against every home in each area.
MeasureThis homeWindham 04062Cumberland County
Estimated valuepricier than$374,29019% of homes13% of homes
Price per ft²pricier than$36562% of homes44% of homes
Living areabigger than1,025 ft²23% of homes20% of homes
Lot sizebigger than0.44 ac19% of homes42% of homes
Year builtnewer than196723% of homes39% of homes

About 981 River Rd

How much is 981 River Rd, Windham, ME worth?

The TopHap Estimate for 981 River Rd, Windham, ME is $374,290 as of Jul 14, 2026. The likely range is $354,805 to $393,775. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 River Rd, Windham, ME last sell?

981 River Rd, Windham, ME last sold on Jul 2, 2009 for $197,600, according to the county's recorded deed.

How big is 981 River Rd, Windham, ME?

981 River Rd, Windham, ME has 3 bedrooms, 1 bathrooms, 1,025 square feet of living space and a 0.45-acre lot.

When was 981 River Rd, Windham, ME built?

981 River Rd, Windham, ME was built in 1967, making it 59 years old. It is a ranch home. The building has 1 story.

What schools serve 981 River Rd, Windham, ME?

981 River Rd, Windham, ME is assigned to Windham Primary School (elementary), rated C+; Windham Middle School (middle), rated C; Windham High School (high), rated B-. All sit in Regional School Unit 14. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 River Rd, Windham, ME compare to other homes in Windham 04062?

Among the 7,616 homes in Windham 04062, it is worth more than 19% of them ($374,290 against a typical $481,834), its price per square foot is higher than 62% of them ($365 against a typical $332), it is bigger than 23% of them (1,025 ft² against a typical 1,432 ft²), its lot is bigger than 19% of them (0.44 ac against a typical 1 ac) and it is newer than 23% of them (1967 against a typical 1988). Measured against all of Cumberland County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 River Rd, Windham, ME?

The 2025 property tax bill for 981 River Rd, Windham, ME was $3,704. The county assessed it at $307,100.

Closest homes

More homes in Windham 04062

Assigned schools

Explore the area

See this home in context

Open 981 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map