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Single Family ResidenceResidential
$233,225$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $230,000 on May 20, 2025

981 S TOE RIVER RD

BURNSVILLE, NC 28714
3
Beds
2
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$233K
$184K low$282K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · May 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,383 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$71,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyYANCEY
Lot (acres)The size of the land the home sits on, from county records.0.78
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 592 ft²Patio · 592 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 28714These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,409
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,873
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,878
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 S Toe River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Burnsville 28714
  • Smaller than 78% of homes in Burnsville 28714
  • Has a smaller lot than 75% of homes in Yancey County

What homes are worth in Burnsville 28714

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$1.2M

This home is worth more than 39% of homes in Burnsville 28714.

How it measures up in Burnsville 28714

The dot is this home. The mark in the middle is the typical home in Burnsville 28714.

Estimated value$233,225
CheaperTypical $280,487Pricier

Pricier than 39% of homes nearby

Price per ft²$221
CheaperTypical $179Pricier

Pricier than 67% of homes nearby

Living area1,056 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.78 ac
SmallerTypical 1.5 acBigger

Bigger than 26% of homes nearby

Year built1978
OlderTypical 1984Newer

Newer than 42% of homes nearby

How 981 S Toe River Rd ranks against every home in each area.
MeasureThis homeBurnsville 28714Yancey County
Estimated valuepricier than$233,22539% of homes39% of homes
Price per ft²pricier than$22167% of homes66% of homes
Living areabigger than1,056 ft²22% of homes23% of homes
Lot sizebigger than0.78 ac26% of homes25% of homes
Year builtnewer than197842% of homes41% of homes

About 981 S Toe River Rd

How much is 981 S Toe River Rd, Burnsville, NC worth?

The TopHap Estimate for 981 S Toe River Rd, Burnsville, NC is $233,225 as of Oct 21, 2026. The likely range is $184,293 to $282,157. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 S Toe River Rd, Burnsville, NC last sell?

981 S Toe River Rd, Burnsville, NC last sold on May 20, 2025 for $230,000, according to the county's recorded deed.

How big is 981 S Toe River Rd, Burnsville, NC?

981 S Toe River Rd, Burnsville, NC has 3 bedrooms, 2 bathrooms, 1,056 square feet of living space and a 0.78-acre lot.

When was 981 S Toe River Rd, Burnsville, NC built?

981 S Toe River Rd, Burnsville, NC was built in 1978, making it 48 years old. It is a raised ranch home. The building has 1 story.

How does 981 S Toe River Rd, Burnsville, NC compare to other homes in Burnsville 28714?

Among the 8,390 homes in Burnsville 28714, it is worth more than 39% of them ($233,225 against a typical $280,487), its price per square foot is higher than 67% of them ($221 against a typical $179), it is bigger than 22% of them (1,056 ft² against a typical 1,456 ft²), its lot is bigger than 26% of them (0.78 ac against a typical 1.5 ac) and it is newer than 42% of them (1978 against a typical 1984). Measured against all of Yancey County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 S Toe River Rd, Burnsville, NC?

The 2026 property tax bill for 981 S Toe River Rd, Burnsville, NC was $1,383. The county assessed it at $236,400.

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