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Single Family ResidenceResidential
$1,144,439$429 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $650,000 on Dec 5, 2014

981 SPLIT ROCK RD

PELHAM, NY 10803
3
Beds
3 / 1
Baths
2,670 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$650,000 · Dec 5, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$23,402 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$950,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$600,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$899,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$950,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyWESTCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 782 ft²Porch · 432 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prospect Hill Elementary SchoolA+
Elementary · Grades KG–5 · 0.3 mi
H
Pelham Memorial High SchoolA
High · Grades 9–12 · 0.9 mi
M
Pelham Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi

District: Pelham Union Free School District

Neighborhood · ZIP 10803These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.13,439
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,046 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$200,256
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$265,017
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Split Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Pelham 10803
  • Costs less per square foot than 97% of homes in Pelham 10803
  • Bigger than 70% of homes in Westchester County
  • Has a bigger lot than 69% of homes in Pelham 10803
  • Newer than 89% of homes in Pelham 10803

What homes are worth in Pelham 10803

Each bar is how many homes fall in that price range. The marker is this home.

This home
$515K$3.1M

This home is worth more than 31% of homes in Pelham 10803.

How it measures up in Pelham 10803

The dot is this home. The mark in the middle is the typical home in Pelham 10803.

Estimated value$1,144,439
CheaperTypical $1,454,234Pricier

Pricier than 31% of homes nearby

Price per ft²$429
CheaperTypical $607Pricier

Pricier than 3% of homes nearby

Living area2,670 ft²
SmallerTypical 2,499 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 69% of homes nearby

Year built1969
OlderTypical 1925Newer

Newer than 89% of homes nearby

How 981 Split Rock Rd ranks against every home in each area.
MeasureThis homePelham 10803Westchester County
Estimated valuepricier than$1,144,43931% of homes67% of homes
Price per ft²pricier than$4293% of homes25% of homes
Living areabigger than2,670 ft²56% of homes70% of homes
Lot sizebigger than0.26 ac69% of homes58% of homes
Year builtnewer than196989% of homes71% of homes

About 981 Split Rock Rd

How much is 981 Split Rock Rd, Pelham, NY worth?

The TopHap Estimate for 981 Split Rock Rd, Pelham, NY is $1,144,439 as of Oct 21, 2026. The likely range is $1,085,131 to $1,203,747. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 Split Rock Rd, Pelham, NY last sell?

981 Split Rock Rd, Pelham, NY last sold on Dec 5, 2014 for $650,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 981 Split Rock Rd, Pelham, NY?

981 Split Rock Rd, Pelham, NY has 3 bedrooms, 3 bathrooms, 2,670 square feet of living space and a 0.26-acre lot.

When was 981 Split Rock Rd, Pelham, NY built?

981 Split Rock Rd, Pelham, NY was built in 1969, making it 57 years old. It is a raised ranch home. The building has 1 story.

What schools serve 981 Split Rock Rd, Pelham, NY?

981 Split Rock Rd, Pelham, NY is assigned to Prospect Hill Elementary School (elementary), rated A+; Pelham Memorial High School (high), rated A; Pelham Middle School (middle), rated A+. All sit in Pelham Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Split Rock Rd, Pelham, NY compare to other homes in Pelham 10803?

Among the 3,525 homes in Pelham 10803, it is worth more than 31% of them ($1,144,439 against a typical $1,454,234), its price per square foot is higher than 3% of them ($429 against a typical $607), it is bigger than 56% of them (2,670 ft² against a typical 2,499 ft²), its lot is bigger than 69% of them (0.26 ac against a typical 0.19 ac) and it is newer than 89% of them (1969 against a typical 1925). Measured against all of Westchester County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Split Rock Rd, Pelham, NY?

The 2026 property tax bill for 981 Split Rock Rd, Pelham, NY was $23,402. The county assessed it at $950,000.

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