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Single Family ResidenceResidential
$247,560$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $251,400 on Jul 14, 2023

981 WATEROAK DR NE

PALM BAY, FL 32905
2
Beds
2
Baths
1,129 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$248K
$229K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$251,400 · Jul 14, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,930 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,930

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBREVARD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Concrete
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 20 ft²

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Palm Bay Magner High SchoolD-
High · Grades 9–12 · 1.9 mi
E
Riviera Elementary SchoolA
Elementary · Grades PK–6 · 2.0 mi
M
Stone Magnet Middle SchoolD
Middle · Grades 7–8 · 2.8 mi

District: Brevard County School District

Neighborhood · ZIP 32905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,209 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,502
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

981 Wateroak Dr Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Brevard County
  • Costs more per square foot than 89% of homes in Palm Bay 32905
  • Smaller than 82% of homes in Brevard County
  • Has a smaller lot than 86% of homes in Brevard County
  • Newer than 80% of homes in Palm Bay 32905

What homes are worth in Palm Bay 32905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$572K

This home is worth more than 63% of homes in Palm Bay 32905.

How it measures up in Palm Bay 32905

The dot is this home. The mark in the middle is the typical home in Palm Bay 32905.

Estimated value$247,560
CheaperTypical $217,535Pricier

Pricier than 63% of homes nearby

Price per ft²$219
CheaperTypical $169Pricier

Pricier than 89% of homes nearby

Living area1,129 ft²
SmallerTypical 1,264 ft²Bigger

Bigger than 31% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.19 acBigger

Bigger than 22% of homes nearby

Year built1989
OlderTypical 1980Newer

Newer than 80% of homes nearby

How 981 Wateroak Dr Ne ranks against every home in each area.
MeasureThis homePalm Bay 32905Brevard County
Estimated valuepricier than$247,56063% of homes23% of homes
Price per ft²pricier than$21989% of homes60% of homes
Living areabigger than1,129 ft²31% of homes18% of homes
Lot sizebigger than3,920 ft²22% of homes14% of homes
Year builtnewer than198980% of homes52% of homes

About 981 Wateroak Dr Ne

How much is 981 Wateroak Dr Ne, Palm Bay, FL worth?

The TopHap Estimate for 981 Wateroak Dr Ne, Palm Bay, FL is $247,560 as of Aug 30, 2026. The likely range is $228,943 to $266,177. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 981 Wateroak Dr Ne, Palm Bay, FL last sell?

981 Wateroak Dr Ne, Palm Bay, FL last sold on Jul 14, 2023 for $251,400, according to the county's recorded deed. TopHap holds 10 recorded sales for this parcel.

How big is 981 Wateroak Dr Ne, Palm Bay, FL?

981 Wateroak Dr Ne, Palm Bay, FL has 2 bedrooms, 2 bathrooms, 1,129 square feet of living space and a 0.09-acre lot.

When was 981 Wateroak Dr Ne, Palm Bay, FL built?

981 Wateroak Dr Ne, Palm Bay, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 981 Wateroak Dr Ne, Palm Bay, FL?

981 Wateroak Dr Ne, Palm Bay, FL is assigned to Palm Bay Magner High School (high), rated D-; Riviera Elementary School (elementary), rated A; Stone Magnet Middle School (middle), rated D. All sit in Brevard County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 981 Wateroak Dr Ne, Palm Bay, FL compare to other homes in Palm Bay 32905?

Among the 9,934 homes in Palm Bay 32905, it is worth more than 63% of them ($247,560 against a typical $217,535), its price per square foot is higher than 89% of them ($219 against a typical $169), it is bigger than 31% of them (1,129 ft² against a typical 1,264 ft²), its lot is bigger than 22% of them (3,920 ft² against a typical 0.19 ac) and it is newer than 80% of them (1989 against a typical 1980). Measured against all of Brevard County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 981 Wateroak Dr Ne, Palm Bay, FL?

The 2025 property tax bill for 981 Wateroak Dr Ne, Palm Bay, FL was $3,349. The county assessed it at $210,930.

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