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CondominiumResidential
$403,318$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $850,000 on Sep 1, 2026

9812 ELM ST

OCEAN CITY, MD 21842
Building report
3.5
Baths
2,796 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,063 ft²
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$403K
$363K low$443K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$850,000 · Sep 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,760 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ocean City Elementary SchoolA+
Elementary · Grades PK–4 · 1.0 mi
M
Stephen Decatur Middle SchoolA+
Middle · Grades 7–8 · 4.4 mi
H
Stephen Decatur High SchoolB+
High · Grades 9–12 · 4.5 mi

District: Worcester County Public Schools

Neighborhood · ZIP 21842These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.20%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,201
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.648 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,616
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9812 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Ocean City 21842
  • Among the lowest price per square foot in Ocean City 21842
  • Bigger than 97% of homes in Ocean City 21842
  • Has a smaller lot than 88% of homes in Worcester County
  • Newer than 96% of homes in Ocean City 21842

What homes are worth in Ocean City 21842

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$1.4M

This home is worth more than 33% of homes in Ocean City 21842.

How it measures up in Ocean City 21842

The dot is this home. The mark in the middle is the typical home in Ocean City 21842.

Estimated value$403,318
CheaperTypical $490,258Pricier

Pricier than 33% of homes nearby

Price per ft²$144
CheaperTypical $453Pricier

Cheaper than almost all homes nearby

Living area2,796 ft²
SmallerTypical 1,078 ft²Bigger

Bigger than 97% of homes nearby

Lot size1,063 ft²
SmallerTypical 3,615 ft²Bigger

Bigger than 28% of homes nearby

Year built2008
OlderTypical 1983Newer

Newer than 96% of homes nearby

How 9812 Elm St ranks against every home in each area.
MeasureThis homeOcean City 21842Worcester County
Estimated valuepricier than$403,31833% of homes40% of homes
Price per ft²pricier than$144almost no homes5% of homes
Living areabigger than2,796 ft²97% of homes93% of homes
Lot sizebigger than1,063 ft²28% of homes12% of homes
Year builtnewer than200896% of homes92% of homes

About 9812 Elm St

How much is 9812 Elm St, Ocean City, MD worth?

The TopHap Estimate for 9812 Elm St, Ocean City, MD is $403,318 as of Sep 24, 2026. The likely range is $363,465 to $443,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9812 Elm St, Ocean City, MD last sell?

9812 Elm St, Ocean City, MD last sold on Sep 1, 2026 for $850,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 9812 Elm St, Ocean City, MD?

9812 Elm St, Ocean City, MD has 3.5 bathrooms, 2,796 square feet of living space and a 0.02-acre lot.

When was 9812 Elm St, Ocean City, MD built?

9812 Elm St, Ocean City, MD was built in 2008, making it 18 years old. It is a condo/apartment home.

What schools serve 9812 Elm St, Ocean City, MD?

9812 Elm St, Ocean City, MD is assigned to Ocean City Elementary School (elementary), rated A+; Stephen Decatur Middle School (middle), rated A+; Stephen Decatur High School (high), rated B+. All sit in Worcester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9812 Elm St, Ocean City, MD compare to other homes in Ocean City 21842?

Among the 31,676 homes in Ocean City 21842, it is worth more than 33% of them ($403,318 against a typical $490,258), its price per square foot is higher than almost none of them ($144 against a typical $453), it is bigger than 97% of them (2,796 ft² against a typical 1,078 ft²), its lot is bigger than 28% of them (1,063 ft² against a typical 3,615 ft²) and it is newer than 96% of them (2008 against a typical 1983). Measured against all of Worcester County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9812 Elm St, Ocean City, MD?

The 2026 property tax bill for 9812 Elm St, Ocean City, MD was $2,760. The county assessed it at $299,100.

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