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Single Family ResidenceResidential
$322,484$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

9818 STATE HIGHWAY 20 W

FREEPORT, FL 32439
3
Beds
2
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$322K
$252K low$393K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$436 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,792 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,310
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,482
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,621
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,792

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.84%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Lot (acres)The size of the land the home sits on, from county records.2.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 320 ft²Porch · 144 ft²Boat access

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 9.3 mi
E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 9.6 mi
H
Freeport High SchoolA-
High · Grades 9–12 · 11.1 mi

District: Walton County School District

Neighborhood · ZIP 32439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,215
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.54 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,642
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,194
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9818 State Highway 20 W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Walton County
  • Costs less per square foot than 98% of homes in Freeport 32439
  • Bigger than 70% of homes in Freeport 32439
  • Has a bigger lot than 94% of homes in Freeport 32439
  • Older than 94% of homes in Freeport 32439

What homes are worth in Freeport 32439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.2M

This home is worth more than 20% of homes in Freeport 32439.

How it measures up in Freeport 32439

The dot is this home. The mark in the middle is the typical home in Freeport 32439.

Estimated value$322,484
CheaperTypical $423,862Pricier

Pricier than 20% of homes nearby

Price per ft²$144
CheaperTypical $218Pricier

Pricier than 2% of homes nearby

Living area2,240 ft²
SmallerTypical 1,809 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.32 ac
SmallerTypical 0.32 acBigger

Bigger than 94% of homes nearby

Year built1971
OlderTypical 2017Newer

Newer than 6% of homes nearby

How 9818 State Highway 20 W ranks against every home in each area.
MeasureThis homeFreeport 32439Walton County
Estimated valuepricier than$322,48420% of homes18% of homes
Price per ft²pricier than$1442% of homes7% of homes
Living areabigger than2,240 ft²70% of homes66% of homes
Lot sizebigger than2.32 ac94% of homes91% of homes
Year builtnewer than19716% of homes8% of homes

About 9818 State Highway 20 W

How much is 9818 State Highway 20 W, Freeport, FL worth?

The TopHap Estimate for 9818 State Highway 20 W, Freeport, FL is $322,484 as of Aug 30, 2026. The likely range is $251,593 to $393,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 9818 State Highway 20 W, Freeport, FL?

9818 State Highway 20 W, Freeport, FL has 3 bedrooms, 2 bathrooms, 2,240 square feet of living space and a 2.32-acre lot.

When was 9818 State Highway 20 W, Freeport, FL built?

9818 State Highway 20 W, Freeport, FL was built in 1971, making it 55 years old. The building has 2 stories.

What schools serve 9818 State Highway 20 W, Freeport, FL?

9818 State Highway 20 W, Freeport, FL is assigned to Freeport Middle School (middle), rated B+; Freeport Elementary School (elementary), rated B-; Freeport High School (high), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9818 State Highway 20 W, Freeport, FL compare to other homes in Freeport 32439?

Among the 8,171 homes in Freeport 32439, it is worth more than 20% of them ($322,484 against a typical $423,862), its price per square foot is higher than 2% of them ($144 against a typical $218), it is bigger than 70% of them (2,240 ft² against a typical 1,809 ft²), its lot is bigger than 94% of them (2.32 ac against a typical 0.32 ac) and it is newer than 6% of them (1971 against a typical 2017). Measured against all of Walton County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9818 State Highway 20 W, Freeport, FL?

The 2024 property tax bill for 9818 State Highway 20 W, Freeport, FL was $436. The county assessed it at $128,792.

More homes on State Highway 20 W

Closest homes

More homes in Freeport 32439

Assigned schools

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