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Rural ResidenceResidential
$845,234$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

985 N RIVER RD

PALISADE, CO 81526
2
Beds
2
Baths
4,041 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$845K
$770K low$920K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.478%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,400,000
TIMBERLINE BANK · recorded Aug 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,134 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,060

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMesa
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.1.66
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Taylor Elementary SchoolA-
Elementary · Grades PK–5 · 1.4 mi
H
Palisade High SchoolC+
High · Grades 9–12 · 2.3 mi
M
Mount Garfield Middle SchoolC+
Middle · Grades 6–8 · 4.4 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,205
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,215
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Palisade
  • Costs less per square foot than 95% of homes in Palisade
  • Bigger than 98% of homes in Palisade
  • Has a bigger lot than 85% of homes in Mesa County

What homes are worth in Palisade 81526

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$1.1M

This home is worth more than 91% of homes in Palisade 81526.

How it measures up in Palisade 81526

The dot is this home. The mark in the middle is the typical home in Palisade 81526.

Estimated value$845,234
CheaperTypical $552,308Pricier

Pricier than 91% of homes nearby

Price per ft²$209
CheaperTypical $328Pricier

Pricier than 5% of homes nearby

Living area4,041 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.66 ac
SmallerTypical 1 acBigger

Bigger than 65% of homes nearby

Year built1979
OlderTypical 1980Newer

Newer than 49% of homes nearby

How 985 N River Rd ranks against every home in each area.
MeasureThis homePalisadePalisade 81526Mesa County
Estimated valuepricier than$845,23495% of homes91% of homes93% of homes
Price per ft²pricier than$2095% of homes5% of homes13% of homes
Living areabigger than4,041 ft²98% of homes97% of homes97% of homes
Lot sizebigger than1.66 ac77% of homes65% of homes85% of homes
Year builtnewer than197950% of homes49% of homes37% of homes

About 985 N River Rd

How much is 985 N River Rd, Palisade, CO worth?

The TopHap Estimate for 985 N River Rd, Palisade, CO is $845,234 as of Jul 14, 2026. The likely range is $769,990 to $920,478. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 N River Rd, Palisade, CO last sell?

985 N River Rd, Palisade, CO last sold on Aug 31, 2022, according to the county's recorded deed.

How big is 985 N River Rd, Palisade, CO?

985 N River Rd, Palisade, CO has 2 bedrooms, 2 bathrooms, 4,041 square feet of living space and a 1.66-acre lot.

When was 985 N River Rd, Palisade, CO built?

985 N River Rd, Palisade, CO was built in 1979, making it 47 years old. It is a ranch home. The building has 1 story.

What schools serve 985 N River Rd, Palisade, CO?

985 N River Rd, Palisade, CO is assigned to Taylor Elementary School (elementary), rated A-; Palisade High School (high), rated C+; Mount Garfield Middle School (middle), rated C+. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 N River Rd, Palisade, CO compare to other homes in Palisade 81526?

Among the 2,161 homes in Palisade 81526, it is worth more than 91% of them ($845,234 against a typical $552,308), its price per square foot is higher than 5% of them ($209 against a typical $328), it is bigger than 97% of them (4,041 ft² against a typical 1,620 ft²), its lot is bigger than 65% of them (1.66 ac against a typical 1 ac) and it is newer than 49% of them (1979 against a typical 1980). Measured against all of Mesa County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 N River Rd, Palisade, CO?

The 2024 property tax bill for 985 N River Rd, Palisade, CO was $5,134. The county assessed it at $61,800.

Closest homes

More homes in Palisade 81526

Assigned schools

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