Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,084,636$366 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $75,000 on Sep 18, 2003

985 NW RIDGE LN

BELLINGHAM, WA 98226
3
Beds
3
Baths
2,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.31 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Sep 18, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,551 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,085,174 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$388,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$697,074
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,085,174

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhatcom
Lot (acres)The size of the land the home sits on, from county records.5.31
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 74 ft²Porch · 266 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Meridian High SchoolB
High · Grades 9–12 · 2.1 mi
M
Meridian Middle SchoolA
Middle · Grades 6–8 · 4.4 mi
E
Irene Reither Elementary SchoolB
Elementary · Grades PK–5 · 4.6 mi

District: Meridian School District

Neighborhood · ZIP 98226These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.211

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,590
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.433 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,792
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Nw Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Whatcom County
  • Costs less per square foot than 66% of homes in Bellingham 98226
  • Bigger than 94% of homes in Whatcom County
  • Has a bigger lot than 95% of homes in Whatcom County
  • Newer than 80% of homes in Whatcom County

What homes are worth in Bellingham 98226

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1.7M

This home is worth more than 90% of homes in Bellingham 98226.

How it measures up in Bellingham 98226

The dot is this home. The mark in the middle is the typical home in Bellingham 98226.

Estimated value$1,084,636
CheaperTypical $633,495Pricier

Pricier than 90% of homes nearby

Price per ft²$366
CheaperTypical $399Pricier

Pricier than 34% of homes nearby

Living area2,960 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 93% of homes nearby

Lot size5.31 ac
SmallerTypical 0.26 acBigger

Bigger than 93% of homes nearby

Year built2005
OlderTypical 1994Newer

Newer than 78% of homes nearby

How 985 Nw Ridge Ln ranks against every home in each area.
MeasureThis homeBellingham 98226Whatcom County
Estimated valuepricier than$1,084,63690% of homes91% of homes
Price per ft²pricier than$36634% of homes40% of homes
Living areabigger than2,960 ft²93% of homes94% of homes
Lot sizebigger than5.31 ac93% of homes95% of homes
Year builtnewer than200578% of homes80% of homes

About 985 Nw Ridge Ln

How much is 985 Nw Ridge Ln, Bellingham, WA worth?

The TopHap Estimate for 985 Nw Ridge Ln, Bellingham, WA is $1,084,636 as of Sep 24, 2026. The likely range is $1,045,292 to $1,123,980. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 Nw Ridge Ln, Bellingham, WA last sell?

985 Nw Ridge Ln, Bellingham, WA last sold on Sep 18, 2003 for $75,000, according to the county's recorded deed.

How big is 985 Nw Ridge Ln, Bellingham, WA?

985 Nw Ridge Ln, Bellingham, WA has 3 bedrooms, 3 bathrooms, 2,960 square feet of living space and a 5.31-acre lot.

When was 985 Nw Ridge Ln, Bellingham, WA built?

985 Nw Ridge Ln, Bellingham, WA was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 985 Nw Ridge Ln, Bellingham, WA?

985 Nw Ridge Ln, Bellingham, WA is assigned to Meridian High School (high), rated B; Meridian Middle School (middle), rated A; Irene Reither Elementary School (elementary), rated B. All sit in Meridian School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Nw Ridge Ln, Bellingham, WA compare to other homes in Bellingham 98226?

Among the 15,395 homes in Bellingham 98226, it is worth more than 90% of them ($1,084,636 against a typical $633,495), its price per square foot is higher than 34% of them ($366 against a typical $399), it is bigger than 93% of them (2,960 ft² against a typical 1,585 ft²), its lot is bigger than 93% of them (5.31 ac against a typical 0.26 ac) and it is newer than 78% of them (2005 against a typical 1994). Measured against all of Whatcom County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Nw Ridge Ln, Bellingham, WA?

The 2024 property tax bill for 985 Nw Ridge Ln, Bellingham, WA was $9,551. The county assessed it at $1,085,174.

More homes on Nw Ridge Ln

Closest homes

More homes in Bellingham 98226

Assigned schools

Explore the area

See this home in context

Open 985 Nw Ridge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map