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Single Family ResidenceResidential
$296,409$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $218,300 on Jun 3, 2020

985 PEARLY RIDGE LN

LAKELAND, FL 33809
4
Beds
2
Baths
1,715 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$296K
$282K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$218,300 · Jun 3, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,266 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,239 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$215,423
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,836

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 125 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R. Clem Churchwell Elementary SchoolD
Elementary · Grades PK–5 · 1.1 mi
M
Lake Gibsons Middle SchoolD
Middle · Grades 6–8 · 1.4 mi
H
Lake Gibson Senior High SchoolD
High · Grades 9–12 · 1.6 mi

District: Polk County School District

Neighborhood · ZIP 33809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.238
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,622
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.365 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,061
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,309
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Pearly Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Lakeland 33809
  • Has a smaller lot than 81% of homes in Lakeland 33809
  • Newer than 96% of homes in Lakeland 33809

What homes are worth in Lakeland 33809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$555K

This home is worth more than 46% of homes in Lakeland 33809.

How it measures up in Lakeland 33809

The dot is this home. The mark in the middle is the typical home in Lakeland 33809.

Estimated value$296,409
CheaperTypical $305,127Pricier

Pricier than 46% of homes nearby

Price per ft²$173
CheaperTypical $182Pricier

Pricier than 35% of homes nearby

Living area1,715 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.15 ac
SmallerTypical 0.3 acBigger

Bigger than 19% of homes nearby

Year built2020
OlderTypical 1990Newer

Newer than 96% of homes nearby

How 985 Pearly Ridge Ln ranks against every home in each area.
MeasureThis homeLakeland 33809Polk County
Estimated valuepricier than$296,40946% of homes49% of homes
Price per ft²pricier than$17335% of homes48% of homes
Living areabigger than1,715 ft²59% of homes55% of homes
Lot sizebigger than0.15 ac19% of homes31% of homes
Year builtnewer than202096% of homes83% of homes

About 985 Pearly Ridge Ln

How much is 985 Pearly Ridge Ln, Lakeland, FL worth?

The TopHap Estimate for 985 Pearly Ridge Ln, Lakeland, FL is $296,409 as of Sep 24, 2026. The likely range is $282,432 to $310,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 Pearly Ridge Ln, Lakeland, FL last sell?

985 Pearly Ridge Ln, Lakeland, FL last sold on Jun 3, 2020 for $218,300, according to the county's recorded deed.

How big is 985 Pearly Ridge Ln, Lakeland, FL?

985 Pearly Ridge Ln, Lakeland, FL has 4 bedrooms, 2 bathrooms, 1,715 square feet of living space and a 0.15-acre lot.

When was 985 Pearly Ridge Ln, Lakeland, FL built?

985 Pearly Ridge Ln, Lakeland, FL was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 985 Pearly Ridge Ln, Lakeland, FL?

985 Pearly Ridge Ln, Lakeland, FL is assigned to R. Clem Churchwell Elementary School (elementary), rated D; Lake Gibsons Middle School (middle), rated D; Lake Gibson Senior High School (high), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Pearly Ridge Ln, Lakeland, FL compare to other homes in Lakeland 33809?

Among the 10,307 homes in Lakeland 33809, it is worth more than 46% of them ($296,409 against a typical $305,127), its price per square foot is higher than 35% of them ($173 against a typical $182), it is bigger than 59% of them (1,715 ft² against a typical 1,582 ft²), its lot is bigger than 19% of them (0.15 ac against a typical 0.3 ac) and it is newer than 96% of them (2020 against a typical 1990). Measured against all of Polk County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Pearly Ridge Ln, Lakeland, FL?

The 2025 property tax bill for 985 Pearly Ridge Ln, Lakeland, FL was $2,266. The county assessed it at $221,239.

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