Skip to content
Skip to content
TopHapOpen in map
Residential Income (General/Multi-Family)Residential
$942,000$483 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $830,000 on Mar 11, 2024

985 PROSPECT AVE

SANTA ROSA, CA 95409
4
Beds
3 / 1
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,940 ft²
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$942K
$801K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$830,000 · Mar 11, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$780,822
NATIONSTAR MORTGAGE LLC · recorded Oct 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,924 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$846,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$338,640
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$507,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$846,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
63
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential Income (General/Multi-Family)
CountySonoma
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whited Elementary Charter SchoolB-
Elementary · Grades KG–6 · 0.7 mi
M
Spring Lake Middle SchoolB-
Middle · Grades 7–8 · 1.3 mi
H
Maria Carrillo High SchoolA+
High · Grades 9–12 · 1.5 mi

District: Santa Rosa High School District

Neighborhood · ZIP 95409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.459

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.847 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,190
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,830
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Santa Rosa 95409
  • Bigger than 71% of homes in Sonoma County
  • Has a smaller lot than 85% of homes in Sonoma County
  • Among the newest homes in Santa Rosa 95409

What homes are worth in Santa Rosa 95409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$395K$1.6M

This home is worth more than 73% of homes in Santa Rosa 95409.

How it measures up in Santa Rosa 95409

The dot is this home. The mark in the middle is the typical home in Santa Rosa 95409.

Estimated value$942,000
CheaperTypical $787,748Pricier

Pricier than 73% of homes nearby

Price per ft²$483
CheaperTypical $464Pricier

Pricier than 61% of homes nearby

Living area1,952 ft²
SmallerTypical 1,666 ft²Bigger

Bigger than 67% of homes nearby

Lot size3,940 ft²
SmallerTypical 0.18 acBigger

Bigger than 19% of homes nearby

Year built2017
OlderTypical 1976Newer

Newer than almost all homes nearby

How 985 Prospect Ave ranks against every home in each area.
MeasureThis homeSanta Rosa 95409Sonoma County
Estimated valuepricier than$942,00073% of homes70% of homes
Price per ft²pricier than$48361% of homes49% of homes
Living areabigger than1,952 ft²67% of homes71% of homes
Lot sizebigger than3,940 ft²19% of homes15% of homes
Year builtnewer than2017almost all homes95% of homes

About 985 Prospect Ave

How much is 985 Prospect Ave, Santa Rosa, CA worth?

The TopHap Estimate for 985 Prospect Ave, Santa Rosa, CA is $942,000 as of Jun 23, 2026. The likely range is $800,700 to $1,083,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 985 Prospect Ave, Santa Rosa, CA last sell?

985 Prospect Ave, Santa Rosa, CA last sold on Mar 11, 2024 for $830,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 985 Prospect Ave, Santa Rosa, CA?

985 Prospect Ave, Santa Rosa, CA has 4 bedrooms, 3 bathrooms, 1,952 square feet of living space and a 0.09-acre lot.

When was 985 Prospect Ave, Santa Rosa, CA built?

985 Prospect Ave, Santa Rosa, CA was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 985 Prospect Ave, Santa Rosa, CA?

985 Prospect Ave, Santa Rosa, CA is assigned to Whited Elementary Charter School (elementary), rated B-; Spring Lake Middle School (middle), rated B-; Maria Carrillo High School (high), rated A+. All sit in Santa Rosa High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Prospect Ave, Santa Rosa, CA compare to other homes in Santa Rosa 95409?

Among the 10,277 homes in Santa Rosa 95409, it is worth more than 73% of them ($942,000 against a typical $787,748), its price per square foot is higher than 61% of them ($483 against a typical $464), it is bigger than 67% of them (1,952 ft² against a typical 1,666 ft²), its lot is bigger than 19% of them (3,940 ft² against a typical 0.18 ac) and it is newer than almost all of them (2017 against a typical 1976). Measured against all of Sonoma County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 985 Prospect Ave, Santa Rosa, CA?

The 2025 property tax bill for 985 Prospect Ave, Santa Rosa, CA was $9,924. The county assessed it at $846,600.

More homes on Prospect Ave

Closest homes

More homes in Santa Rosa 95409

Assigned schools

Explore the area

See this home in context

Open 985 Prospect Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map