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Single Family ResidentialResidential
$165,260$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

985 RESER DR

OSCEOLA, MO 64776
3
Beds
0
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.87 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$142K low$189K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountySt. Clair
Lot (acres)The size of the land the home sits on, from county records.0.87
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osceola Jr.-Sr. High SchoolD-
Middle · Grades 7–12 · 0.7 mi
E
Osceola Elementary SchoolB-
Elementary · Grades PK–6 · 0.7 mi

District: Osceola School District

Neighborhood · ZIP 64776These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,210
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,833
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

985 Reser Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Osceola 64776
  • Has a smaller lot than 90% of homes in Osceola 64776
  • Older than 94% of homes in Osceola 64776

What homes are worth in Osceola 64776

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$667K

This home is worth more than 40% of homes in Osceola 64776.

How it measures up in Osceola 64776

The dot is this home. The mark in the middle is the typical home in Osceola 64776.

Estimated value$165,260
CheaperTypical $199,442Pricier

Pricier than 40% of homes nearby

Price per ft²$118
CheaperTypical $163Pricier

Pricier than 27% of homes nearby

Living area1,396 ft²
SmallerTypical 1,204 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.87 ac
SmallerTypical 13 acBigger

Bigger than 10% of homes nearby

Year built1900
OlderTypical 1984Newer

Newer than 6% of homes nearby

How 985 Reser Dr ranks against every home in each area.
MeasureThis homeOsceola 64776St. Clair County
Estimated valuepricier than$165,26040% of homes41% of homes
Price per ft²pricier than$11827% of homes29% of homes
Living areabigger than1,396 ft²62% of homes62% of homes
Lot sizebigger than0.87 ac10% of homes13% of homes
Year builtnewer than19006% of homes7% of homes

About 985 Reser Dr

How much is 985 Reser Dr, Osceola, MO worth?

The TopHap Estimate for 985 Reser Dr, Osceola, MO is $165,260 as of Aug 30, 2026. The likely range is $141,864 to $188,656. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 985 Reser Dr, Osceola, MO?

985 Reser Dr, Osceola, MO has 3 bedrooms, 1,396 square feet of living space and a 0.87-acre lot.

When was 985 Reser Dr, Osceola, MO built?

985 Reser Dr, Osceola, MO was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 985 Reser Dr, Osceola, MO?

985 Reser Dr, Osceola, MO is assigned to Osceola Jr.-Sr. High School (middle), rated D-; Osceola Elementary School (elementary), rated B-. All sit in Osceola School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 985 Reser Dr, Osceola, MO compare to other homes in Osceola 64776?

Among the 2,074 homes in Osceola 64776, it is worth more than 40% of them ($165,260 against a typical $199,442), its price per square foot is higher than 27% of them ($118 against a typical $163), it is bigger than 62% of them (1,396 ft² against a typical 1,204 ft²), its lot is bigger than 10% of them (0.87 ac against a typical 13 ac) and it is newer than 6% of them (1900 against a typical 1984). Measured against all of St. Clair County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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