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Single Family ResidenceResidential
$1,497,539$565 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,450,000 on Dec 23, 2024

9857 CHOCOLATE SUMMIT DR

EL CAJON, CA 92021
4
Beds
3
Baths
2,650 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,450,000 · Dec 23, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,479,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$765,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$714,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,450,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Los Coches Creek Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi
E
Blossom Valley Elementary SchoolB+
Elementary · Grades KG–5 · 2.2 mi
H
El Capitan High SchoolC+
High · Grades 9–12 · 6.3 mi

District: Grossmont Union High School District

Neighborhood · ZIP 92021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.174

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.69,687
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,369 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,931
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,374
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9857 Chocolate Summit Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in El Cajon 92021
  • Costs more per square foot than 82% of homes in El Cajon 92021
  • Bigger than 89% of homes in El Cajon 92021
  • Has a bigger lot than 85% of homes in San Diego County
  • Newer than 93% of homes in El Cajon 92021

What homes are worth in El Cajon 92021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$350K$1.6M

This home is worth more than 97% of homes in El Cajon 92021.

How it measures up in El Cajon 92021

The dot is this home. The mark in the middle is the typical home in El Cajon 92021.

Estimated value$1,497,539
CheaperTypical $749,024Pricier

Pricier than 97% of homes nearby

Price per ft²$565
CheaperTypical $474Pricier

Pricier than 82% of homes nearby

Living area2,650 ft²
SmallerTypical 1,455 ft²Bigger

Bigger than 89% of homes nearby

Lot size2.5 ac
SmallerTypical 0.7 acBigger

Bigger than 67% of homes nearby

Year built2005
OlderTypical 1978Newer

Newer than 93% of homes nearby

How 9857 Chocolate Summit Dr ranks against every home in each area.
MeasureThis homeEl Cajon 92021San Diego County
Estimated valuepricier than$1,497,53997% of homes82% of homes
Price per ft²pricier than$56582% of homes49% of homes
Living areabigger than2,650 ft²89% of homes86% of homes
Lot sizebigger than2.5 ac67% of homes85% of homes
Year builtnewer than200593% of homes87% of homes

About 9857 Chocolate Summit Dr

How much is 9857 Chocolate Summit Dr, El Cajon, CA worth?

The TopHap Estimate for 9857 Chocolate Summit Dr, El Cajon, CA is $1,497,539 as of Sep 24, 2026. The likely range is $1,428,977 to $1,566,101. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9857 Chocolate Summit Dr, El Cajon, CA last sell?

9857 Chocolate Summit Dr, El Cajon, CA last sold on Dec 23, 2024 for $1,450,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 9857 Chocolate Summit Dr, El Cajon, CA?

9857 Chocolate Summit Dr, El Cajon, CA has 4 bedrooms, 3 bathrooms and 2,650 square feet of living space.

When was 9857 Chocolate Summit Dr, El Cajon, CA built?

9857 Chocolate Summit Dr, El Cajon, CA was built in 2005, making it 21 years old.

What schools serve 9857 Chocolate Summit Dr, El Cajon, CA?

9857 Chocolate Summit Dr, El Cajon, CA is assigned to Los Coches Creek Middle School (middle), rated C+; Blossom Valley Elementary School (elementary), rated B+; El Capitan High School (high), rated C+. All sit in Grossmont Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9857 Chocolate Summit Dr, El Cajon, CA compare to other homes in El Cajon 92021?

Among the 16,453 homes in El Cajon 92021, it is worth more than 97% of them ($1,497,539 against a typical $749,024), its price per square foot is higher than 82% of them ($565 against a typical $474), it is bigger than 89% of them (2,650 ft² against a typical 1,455 ft²), its lot is bigger than 67% of them (2.5 ac against a typical 0.7 ac) and it is newer than 93% of them (2005 against a typical 1978). Measured against all of San Diego County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9857 Chocolate Summit Dr, El Cajon, CA?

The 2025 property tax bill for 9857 Chocolate Summit Dr, El Cajon, CA was $17,080. The county assessed it at $1,479,000.

More homes on Chocolate Summit Dr

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More homes in El Cajon 92021

Assigned schools

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