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Single Family ResidentialResidential
$90,630$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 41How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

986 EMBASSY ST

MATTOON, IL 61938
3
Beds
1
Baths
1,348 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1897
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$91K
$37K low$144K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$874 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,609 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,334
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,457
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,827

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.10
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Neoga Elementary SchoolB+
Elementary · Grades KG–5 · 4.9 mi
M
Neoga Junior / Senior High SchoolC-
Middle · Grades 6–12 · 4.9 mi

District: Neoga Community Unit School District 3

Neighborhood · ZIP 61938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,456
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Embassy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Coles County
  • Costs less per square foot than 80% of homes in Coles County
  • Has a smaller lot than 97% of homes in Coles County
  • Older than 91% of homes in Mattoon 61938

What homes are worth in Mattoon 61938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$473K

This home is worth more than 31% of homes in Mattoon 61938.

How it measures up in Mattoon 61938

The dot is this home. The mark in the middle is the typical home in Mattoon 61938.

Estimated value$90,630
CheaperTypical $121,943Pricier

Pricier than 31% of homes nearby

Price per ft²$67
CheaperTypical $95Pricier

Pricier than 24% of homes nearby

Living area1,348 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.1 ac
SmallerTypical 0.17 acBigger

Bigger than 4% of homes nearby

Year built1897
OlderTypical 1949Newer

Newer than 9% of homes nearby

How 986 Embassy St ranks against every home in each area.
MeasureThis homeMattoon 61938Coles County
Estimated valuepricier than$90,63031% of homes26% of homes
Price per ft²pricier than$6724% of homes20% of homes
Living areabigger than1,348 ft²50% of homes45% of homes
Lot sizebigger than0.1 ac4% of homes3% of homes
Year builtnewer than18979% of homes10% of homes

About 986 Embassy St

How much is 986 Embassy St, Mattoon, IL worth?

The TopHap Estimate for 986 Embassy St, Mattoon, IL is $90,630 as of Sep 24, 2026. The likely range is $36,920 to $144,340. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Embassy St, Mattoon, IL last sell?

986 Embassy St, Mattoon, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 986 Embassy St, Mattoon, IL?

986 Embassy St, Mattoon, IL has 3 bedrooms, 1 bathrooms, 1,348 square feet of living space and a 0.10-acre lot.

When was 986 Embassy St, Mattoon, IL built?

986 Embassy St, Mattoon, IL was built in 1897, making it 129 years old. The building has 1 story.

What schools serve 986 Embassy St, Mattoon, IL?

986 Embassy St, Mattoon, IL is assigned to Neoga Elementary School (elementary), rated B+; Neoga Junior / Senior High School (middle), rated C-. All sit in Neoga Community Unit School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Embassy St, Mattoon, IL compare to other homes in Mattoon 61938?

Among the 8,187 homes in Mattoon 61938, it is worth more than 31% of them ($90,630 against a typical $121,943), its price per square foot is higher than 24% of them ($67 against a typical $95), it is bigger than 50% of them (1,348 ft² against a typical 1,344 ft²), its lot is bigger than 4% of them (0.1 ac against a typical 0.17 ac) and it is newer than 9% of them (1897 against a typical 1949). Measured against all of Coles County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Embassy St, Mattoon, IL?

The 2025 property tax bill for 986 Embassy St, Mattoon, IL was $874. The county assessed it at $17,609.

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