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Single Family ResidenceResidential
$383,341$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

986 ESSEX ST

BANGOR, ME 04401
4
Beds
2
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$383K
$342K low$425K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$302,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,160

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPENOBSCOT
Lot (acres)The size of the land the home sits on, from county records.0.62
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bangor High SchoolB
High · Grades 9–12 · 0.5 mi
E
Fruit Street SchoolA+
Elementary · Grades PK–3 · 1.6 mi
M
William S. Cohen SchoolA
Middle · Grades 6–8 · 1.8 mi

District: Bangor

Neighborhood · ZIP 04401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.46,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,092
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,961
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Essex St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Penobscot County
  • Costs more per square foot than 77% of homes in Outer Essex
  • Bigger than 65% of homes in Outer Essex
  • Newer than 81% of homes in Outer Essex

What homes are worth in Bangor 04401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$721K

This home is worth more than 69% of homes in Bangor 04401.

How it measures up in Bangor 04401

The dot is this home. The mark in the middle is the typical home in Bangor 04401.

Estimated value$383,341
CheaperTypical $316,902Pricier

Pricier than 69% of homes nearby

Price per ft²$247
CheaperTypical $217Pricier

Pricier than 67% of homes nearby

Living area1,552 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.62 ac
SmallerTypical 0.37 acBigger

Bigger than 58% of homes nearby

Year built1994
OlderTypical 1958Newer

Newer than 78% of homes nearby

How 986 Essex St ranks against every home in each area.
MeasureThis homeOuter EssexBangor 04401Penobscot County
Estimated valuepricier than$383,34166% of homes69% of homes79% of homes
Price per ft²pricier than$24777% of homes67% of homes67% of homes
Living areabigger than1,552 ft²65% of homes52% of homes59% of homes
Lot sizebigger than0.62 ac56% of homes58% of homes40% of homes
Year builtnewer than199481% of homes78% of homes76% of homes

About 986 Essex St

How much is 986 Essex St, Bangor, ME worth?

The TopHap Estimate for 986 Essex St, Bangor, ME is $383,341 as of Aug 30, 2026. The likely range is $341,905 to $424,777. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Essex St, Bangor, ME last sell?

986 Essex St, Bangor, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 986 Essex St, Bangor, ME?

986 Essex St, Bangor, ME has 4 bedrooms, 2 bathrooms, 1,552 square feet of living space and a 0.62-acre lot.

When was 986 Essex St, Bangor, ME built?

986 Essex St, Bangor, ME was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 986 Essex St, Bangor, ME?

986 Essex St, Bangor, ME is assigned to Bangor High School (high), rated B; Fruit Street School (elementary), rated A+; William S. Cohen School (middle), rated A. All sit in Bangor. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Essex St, Bangor, ME compare to other homes in Bangor 04401?

Among the 14,208 homes in Bangor 04401, it is worth more than 69% of them ($383,341 against a typical $316,902), its price per square foot is higher than 67% of them ($247 against a typical $217), it is bigger than 52% of them (1,552 ft² against a typical 1,512 ft²), its lot is bigger than 58% of them (0.62 ac against a typical 0.37 ac) and it is newer than 78% of them (1994 against a typical 1958). Measured against all of Penobscot County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Essex St, Bangor, ME?

The 2025 property tax bill for 986 Essex St, Bangor, ME was $5,652. The county assessed it at $319,300.

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