Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$381,111$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $138,000 on Sep 19, 2000

986 ROSEA CT

NAPLES, FL 34104
0
Baths
1,779 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$381K
$353K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$138,000 · Sep 19, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,111
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,889
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
BANK OF AMERICA · recorded Apr 4, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,530 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$165,834 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$161,004
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$511,871

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollier
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 444 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
East Naples Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
E
Shadowlawn Elementary SchoolA-
Elementary · Grades KG–5 · 1.2 mi
H
Naples High SchoolB-
High · Grades 9–12 · 3.2 mi

District: Collier County School District

Neighborhood · ZIP 34104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,124
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,679 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,621
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Rosea Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Collier County
  • Costs less per square foot than 90% of homes in Collier County
  • Bigger than 80% of homes in Naples 34104
  • Has a bigger lot than 85% of homes in Naples 34104
  • Older than 93% of homes in Naples 34104

What homes are worth in Naples 34104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.1M

This home is worth more than 56% of homes in Naples 34104.

How it measures up in Naples 34104

The dot is this home. The mark in the middle is the typical home in Naples 34104.

Estimated value$381,111
CheaperTypical $353,638Pricier

Pricier than 56% of homes nearby

Price per ft²$214
CheaperTypical $262Pricier

Pricier than 15% of homes nearby

Living area1,779 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.29 ac
SmallerTypical 0.19 acBigger

Bigger than 85% of homes nearby

Year built1977
OlderTypical 1993Newer

Newer than 7% of homes nearby

How 986 Rosea Ct ranks against every home in each area.
MeasureThis homeNaples 34104Collier County
Estimated valuepricier than$381,11156% of homes24% of homes
Price per ft²pricier than$21415% of homes10% of homes
Living areabigger than1,779 ft²80% of homes57% of homes
Lot sizebigger than0.29 ac85% of homes66% of homes
Year builtnewer than19777% of homes12% of homes

About 986 Rosea Ct

How much is 986 Rosea Ct, Naples, FL worth?

The TopHap Estimate for 986 Rosea Ct, Naples, FL is $381,111 as of Jul 14, 2026. The likely range is $353,423 to $408,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Rosea Ct, Naples, FL last sell?

986 Rosea Ct, Naples, FL last sold on Sep 19, 2000 for $138,000, according to the county's recorded deed.

How big is 986 Rosea Ct, Naples, FL?

986 Rosea Ct, Naples, FL has 1,779 square feet of living space and a 0.29-acre lot.

When was 986 Rosea Ct, Naples, FL built?

986 Rosea Ct, Naples, FL was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 986 Rosea Ct, Naples, FL?

986 Rosea Ct, Naples, FL is assigned to East Naples Middle School (middle), rated A; Shadowlawn Elementary School (elementary), rated A-; Naples High School (high), rated B-. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Rosea Ct, Naples, FL compare to other homes in Naples 34104?

Among the 12,821 homes in Naples 34104, it is worth more than 56% of them ($381,111 against a typical $353,638), its price per square foot is higher than 15% of them ($214 against a typical $262), it is bigger than 80% of them (1,779 ft² against a typical 1,406 ft²), its lot is bigger than 85% of them (0.29 ac against a typical 0.19 ac) and it is newer than 7% of them (1977 against a typical 1993). Measured against all of Collier County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Rosea Ct, Naples, FL?

The 2024 property tax bill for 986 Rosea Ct, Naples, FL was $1,530. The county assessed it at $165,834.

Closest homes

More homes in Naples 34104

Assigned schools

Explore the area

See this home in context

Open 986 Rosea Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map