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Single Family ResidenceResidential
$220,054$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

986 SPRING CROSSING DR

MIDDLEBURY, IN 46540
3
Beds
2
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$211K low$229K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,534 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,300 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$153,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$235,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 15 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northridge High School
High · Grades 9–12 · 0.4 mi
M
Northridge Middle SchoolB+
Middle · Grades 6–8 · 0.5 mi
E
Middlebury Elementary SchoolA
Elementary · Grades KG–3 · 1.4 mi

District: Middlebury Community Schools

Neighborhood · ZIP 46540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.13,113
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.209 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,567
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,267
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Spring Crossing Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Middlebury 46540
  • Costs more per square foot than 73% of homes in Elkhart County
  • Smaller than 90% of homes in Middlebury 46540
  • Has a smaller lot than 95% of homes in Middlebury 46540
  • Newer than 84% of homes in Elkhart County

What homes are worth in Middlebury 46540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$943K

This home is worth more than 7% of homes in Middlebury 46540.

How it measures up in Middlebury 46540

The dot is this home. The mark in the middle is the typical home in Middlebury 46540.

Estimated value$220,054
CheaperTypical $366,634Pricier

Pricier than 7% of homes nearby

Price per ft²$200
CheaperTypical $201Pricier

Pricier than 49% of homes nearby

Living area1,100 ft²
SmallerTypical 1,837 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.12 ac
SmallerTypical 0.75 acBigger

Bigger than 5% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 72% of homes nearby

How 986 Spring Crossing Dr ranks against every home in each area.
MeasureThis homeMiddlebury 46540Elkhart County
Estimated valuepricier than$220,0547% of homes38% of homes
Price per ft²pricier than$20049% of homes73% of homes
Living areabigger than1,100 ft²10% of homes19% of homes
Lot sizebigger than0.12 ac5% of homes6% of homes
Year builtnewer than200172% of homes84% of homes

About 986 Spring Crossing Dr

How much is 986 Spring Crossing Dr, Middlebury, IN worth?

The TopHap Estimate for 986 Spring Crossing Dr, Middlebury, IN is $220,054 as of Sep 24, 2026. The likely range is $210,613 to $229,495. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Spring Crossing Dr, Middlebury, IN last sell?

986 Spring Crossing Dr, Middlebury, IN last sold on Aug 12, 2020, according to the county's recorded deed.

How big is 986 Spring Crossing Dr, Middlebury, IN?

986 Spring Crossing Dr, Middlebury, IN has 3 bedrooms, 2 bathrooms, 1,100 square feet of living space and a 0.12-acre lot.

When was 986 Spring Crossing Dr, Middlebury, IN built?

986 Spring Crossing Dr, Middlebury, IN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 986 Spring Crossing Dr, Middlebury, IN?

986 Spring Crossing Dr, Middlebury, IN is assigned to Northridge High School (high); Northridge Middle School (middle), rated B+; Middlebury Elementary School (elementary), rated A. All sit in Middlebury Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Spring Crossing Dr, Middlebury, IN compare to other homes in Middlebury 46540?

Among the 4,248 homes in Middlebury 46540, it is worth more than 7% of them ($220,054 against a typical $366,634), its price per square foot is higher than 49% of them ($200 against a typical $201), it is bigger than 10% of them (1,100 ft² against a typical 1,837 ft²), its lot is bigger than 5% of them (0.12 ac against a typical 0.75 ac) and it is newer than 72% of them (2001 against a typical 1991). Measured against all of Elkhart County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Spring Crossing Dr, Middlebury, IN?

The 2024 property tax bill for 986 Spring Crossing Dr, Middlebury, IN was $2,534. The county assessed it at $153,300.

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