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Single Family ResidenceResidential
$410,503$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $387,000 on Jan 17, 2025

986 WHISPERING RIDGE LN

SAINT PETERS, MO 63376
3
Beds
2.5
Baths
2,363 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$411K
$381K low$440K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$387,000 · Jan 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,388 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,184 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,806
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$332,549

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. CHARLES
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 256 ft²Porch · 85 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
DuBray Middle SchoolA+
Middle · Grades 6–8 · 0.9 mi
H
Fort Zumwalt East High SchoolA
High · Grades 9–12 · 1.3 mi
E
St. Peters Elementary School
Elementary · Grades KG–2 · 1.4 mi

District: Fort Zumwalt R-Ii School District

Neighborhood · ZIP 63376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.78,182
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,085 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,316
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

986 Whispering Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Saint Peters 63376
  • Bigger than 78% of homes in Saint Peters 63376
  • Has a smaller lot than 69% of homes in St. Charles County

What homes are worth in Saint Peters 63376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$605K

This home is worth more than 80% of homes in Saint Peters 63376.

How it measures up in Saint Peters 63376

The dot is this home. The mark in the middle is the typical home in Saint Peters 63376.

Estimated value$410,503
CheaperTypical $319,776Pricier

Pricier than 80% of homes nearby

Price per ft²$174
CheaperTypical $180Pricier

Pricier than 44% of homes nearby

Living area2,363 ft²
SmallerTypical 1,758 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.18 ac
SmallerTypical 0.21 acBigger

Bigger than 34% of homes nearby

Year built1988
OlderTypical 1985Newer

Newer than 61% of homes nearby

How 986 Whispering Ridge Ln ranks against every home in each area.
MeasureThis homeSaint Peters 63376St. Charles County
Estimated valuepricier than$410,50380% of homes63% of homes
Price per ft²pricier than$17444% of homes40% of homes
Living areabigger than2,363 ft²78% of homes64% of homes
Lot sizebigger than0.18 ac34% of homes31% of homes
Year builtnewer than198861% of homes39% of homes

About 986 Whispering Ridge Ln

How much is 986 Whispering Ridge Ln, Saint Peters, MO worth?

The TopHap Estimate for 986 Whispering Ridge Ln, Saint Peters, MO is $410,503 as of Sep 24, 2026. The likely range is $380,749 to $440,257. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 986 Whispering Ridge Ln, Saint Peters, MO last sell?

986 Whispering Ridge Ln, Saint Peters, MO last sold on Jan 17, 2025 for $387,000, according to the county's recorded deed.

How big is 986 Whispering Ridge Ln, Saint Peters, MO?

986 Whispering Ridge Ln, Saint Peters, MO has 3 bedrooms, 2.5 bathrooms, 2,363 square feet of living space and a 0.18-acre lot.

When was 986 Whispering Ridge Ln, Saint Peters, MO built?

986 Whispering Ridge Ln, Saint Peters, MO was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 986 Whispering Ridge Ln, Saint Peters, MO?

986 Whispering Ridge Ln, Saint Peters, MO is assigned to DuBray Middle School (middle), rated A+; Fort Zumwalt East High School (high), rated A; St. Peters Elementary School (elementary). All sit in Fort Zumwalt R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 986 Whispering Ridge Ln, Saint Peters, MO compare to other homes in Saint Peters 63376?

Among the 27,505 homes in Saint Peters 63376, it is worth more than 80% of them ($410,503 against a typical $319,776), its price per square foot is higher than 44% of them ($174 against a typical $180), it is bigger than 78% of them (2,363 ft² against a typical 1,758 ft²), its lot is bigger than 34% of them (0.18 ac against a typical 0.21 ac) and it is newer than 61% of them (1988 against a typical 1985). Measured against all of St. Charles County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 986 Whispering Ridge Ln, Saint Peters, MO?

The 2025 property tax bill for 986 Whispering Ridge Ln, Saint Peters, MO was $4,388. The county assessed it at $63,184.

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