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Rural ResidenceResidential
$258,452$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

987 RIDGE RD

HAMDEN, NY 13782
2
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
26.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$258K
$223K low$293K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,959 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$173,533

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyDelaware
Lot (acres)The size of the land the home sits on, from county records.26.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Delaware Academy High SchoolB+
Middle · Grades 6–12 · 6.2 mi
E
Delaware Academy Elementary SchoolA-
Elementary · Grades PK–5 · 6.3 mi

District: Delhi Central School District

Neighborhood · ZIP 13782These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.796
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,809
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,863
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

987 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Hamden 13782
  • Smaller than 78% of homes in Hamden 13782
  • Has a bigger lot than 86% of homes in Delaware County
  • Newer than 78% of homes in Delaware County

What homes are worth in Hamden 13782

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$679K

This home is worth more than 41% of homes in Hamden 13782.

How it measures up in Hamden 13782

The dot is this home. The mark in the middle is the typical home in Hamden 13782.

Estimated value$258,452
CheaperTypical $284,738Pricier

Pricier than 41% of homes nearby

Price per ft²$245
CheaperTypical $178Pricier

Pricier than 79% of homes nearby

Living area1,056 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 22% of homes nearby

Lot size26.9 ac
SmallerTypical 6.35 acBigger

Bigger than 76% of homes nearby

Year built1989
OlderTypical 1982Newer

Newer than 67% of homes nearby

How 987 Ridge Rd ranks against every home in each area.
MeasureThis homeHamden 13782Delaware County
Estimated valuepricier than$258,45241% of homes54% of homes
Price per ft²pricier than$24579% of homes78% of homes
Living areabigger than1,056 ft²22% of homes25% of homes
Lot sizebigger than26.9 ac76% of homes86% of homes
Year builtnewer than198967% of homes78% of homes

About 987 Ridge Rd

How much is 987 Ridge Rd, Hamden, NY worth?

The TopHap Estimate for 987 Ridge Rd, Hamden, NY is $258,452 as of Oct 21, 2026. The likely range is $223,440 to $293,464. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 987 Ridge Rd, Hamden, NY last sell?

987 Ridge Rd, Hamden, NY last sold on May 16, 2023, according to the county's recorded deed.

How big is 987 Ridge Rd, Hamden, NY?

987 Ridge Rd, Hamden, NY has 2 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 26.90-acre lot.

When was 987 Ridge Rd, Hamden, NY built?

987 Ridge Rd, Hamden, NY was built in 1989, making it 37 years old. It is a modular home. The building has 1 story.

What schools serve 987 Ridge Rd, Hamden, NY?

987 Ridge Rd, Hamden, NY is assigned to Delaware Academy High School (middle), rated B+; Delaware Academy Elementary School (elementary), rated A-. All sit in Delhi Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 987 Ridge Rd, Hamden, NY compare to other homes in Hamden 13782?

Among the 630 homes in Hamden 13782, it is worth more than 41% of them ($258,452 against a typical $284,738), its price per square foot is higher than 79% of them ($245 against a typical $178), it is bigger than 22% of them (1,056 ft² against a typical 1,480 ft²), its lot is bigger than 76% of them (26.9 ac against a typical 6.35 ac) and it is newer than 67% of them (1989 against a typical 1982). Measured against all of Delaware County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 987 Ridge Rd, Hamden, NY?

The 2024 property tax bill for 987 Ridge Rd, Hamden, NY was $2,959. The county assessed it at $144,900.

More homes on Ridge Rd

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Assigned schools

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