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Single Family ResidenceResidential
$289,900$329 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $290,000 on Nov 2, 2026

987 SOUTH ST

ELGIN, IL 60123
2
Beds
1
Baths
882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
5
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$290K
$276K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Nov 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,767 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,488 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,899
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,589
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,924
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,549

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harriet Gifford Elementary SchoolD-
Elementary · Grades KG–6 · 0.3 mi
M
Abbott Middle SchoolD-
Middle · Grades 7–8 · 0.5 mi
H
Larkin High SchoolF
High · Grades 9–12 · 0.7 mi

District: School District U-46

Neighborhood · ZIP 60123These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.47,601
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,813
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

987 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Kane County
  • Among the highest price per square foot in Elgin 60123
  • Smaller than 96% of homes in Kane County
  • Older than 86% of homes in Kane County

What homes are worth in Elgin 60123

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$522K

This home is worth more than 43% of homes in Elgin 60123.

How it measures up in Elgin 60123

The dot is this home. The mark in the middle is the typical home in Elgin 60123.

Estimated value$289,900
CheaperTypical $302,848Pricier

Pricier than 43% of homes nearby

Price per ft²$329
CheaperTypical $206Pricier

Pricier than almost all homes nearby

Living area882 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.2 ac
SmallerTypical 0.21 acBigger

Bigger than 46% of homes nearby

Year built1930
OlderTypical 1971Newer

Newer than 20% of homes nearby

How 987 South St ranks against every home in each area.
MeasureThis homeElgin 60123Kane County
Estimated valuepricier than$289,90043% of homes26% of homes
Price per ft²pricier than$329almost all homes96% of homes
Living areabigger than882 ft²5% of homes4% of homes
Lot sizebigger than0.2 ac46% of homes36% of homes
Year builtnewer than193020% of homes14% of homes

About 987 South St

How much is 987 South St, Elgin, IL worth?

The TopHap Estimate for 987 South St, Elgin, IL is $289,900 as of Oct 21, 2026. The likely range is $276,273 to $303,527. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 987 South St, Elgin, IL last sell?

987 South St, Elgin, IL last sold on Nov 2, 2026 for $290,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 987 South St, Elgin, IL?

987 South St, Elgin, IL has 2 bedrooms, 1 bathrooms, 882 square feet of living space and a 0.20-acre lot.

When was 987 South St, Elgin, IL built?

987 South St, Elgin, IL was built in 1930, making it 96 years old. The building has 5 stories.

What schools serve 987 South St, Elgin, IL?

987 South St, Elgin, IL is assigned to Harriet Gifford Elementary School (elementary), rated D-; Abbott Middle School (middle), rated D-; Larkin High School (high), rated F. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 987 South St, Elgin, IL compare to other homes in Elgin 60123?

Among the 12,912 homes in Elgin 60123, it is worth more than 43% of them ($289,900 against a typical $302,848), its price per square foot is higher than almost all of them ($329 against a typical $206), it is bigger than 5% of them (882 ft² against a typical 1,488 ft²), its lot is bigger than 46% of them (0.2 ac against a typical 0.21 ac) and it is newer than 20% of them (1930 against a typical 1971). Measured against all of Kane County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 987 South St, Elgin, IL?

The 2025 property tax bill for 987 South St, Elgin, IL was $4,767. The county assessed it at $70,488.

More homes on South St

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Assigned schools

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