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Rural ResidenceResidential
$282,677$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $265,000 on Jun 26, 2023

988 CATAWBA RIVER RD

OLD FORT, NC 28762
3
Beds
1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$239K low$327K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Jun 26, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$544 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,890 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMCDOWELL
Lot (acres)The size of the land the home sits on, from county records.0.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Fort Elementary SchoolB+
Elementary · Grades PK–5 · 1.1 mi
M
West Mcdowell Middle SchoolC
Middle · Grades 6–8 · 10.4 mi
H
McDowell High SchoolD+
High · Grades 9–12 · 10.5 mi

District: McDowell County Schools

Neighborhood · ZIP 28762These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,981
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

988 Catawba River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in McDowell County
  • Costs more per square foot than 70% of homes in McDowell County
  • Has a smaller lot than 73% of homes in Old Fort 28762
  • Older than 74% of homes in Old Fort 28762

What homes are worth in Old Fort 28762

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$895K

This home is worth more than 61% of homes in Old Fort 28762.

How it measures up in Old Fort 28762

The dot is this home. The mark in the middle is the typical home in Old Fort 28762.

Estimated value$282,677
CheaperTypical $239,055Pricier

Pricier than 61% of homes nearby

Price per ft²$218
CheaperTypical $184Pricier

Pricier than 62% of homes nearby

Living area1,296 ft²
SmallerTypical 1,422 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.8 ac
SmallerTypical 1.52 acBigger

Bigger than 27% of homes nearby

Year built1960
OlderTypical 1983Newer

Newer than 26% of homes nearby

How 988 Catawba River Rd ranks against every home in each area.
MeasureThis homeOld Fort 28762McDowell County
Estimated valuepricier than$282,67761% of homes66% of homes
Price per ft²pricier than$21862% of homes70% of homes
Living areabigger than1,296 ft²40% of homes42% of homes
Lot sizebigger than0.8 ac27% of homes34% of homes
Year builtnewer than196026% of homes29% of homes

About 988 Catawba River Rd

How much is 988 Catawba River Rd, Old Fort, NC worth?

The TopHap Estimate for 988 Catawba River Rd, Old Fort, NC is $282,677 as of Oct 21, 2026. The likely range is $238,680 to $326,674. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 988 Catawba River Rd, Old Fort, NC last sell?

988 Catawba River Rd, Old Fort, NC last sold on Jun 26, 2023 for $265,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 988 Catawba River Rd, Old Fort, NC?

988 Catawba River Rd, Old Fort, NC has 3 bedrooms, 1 bathrooms, 1,296 square feet of living space and a 0.80-acre lot.

When was 988 Catawba River Rd, Old Fort, NC built?

988 Catawba River Rd, Old Fort, NC was built in 1960, making it 66 years old. It is a ranch home.

What schools serve 988 Catawba River Rd, Old Fort, NC?

988 Catawba River Rd, Old Fort, NC is assigned to Old Fort Elementary School (elementary), rated B+; West Mcdowell Middle School (middle), rated C; McDowell High School (high), rated D+. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 988 Catawba River Rd, Old Fort, NC compare to other homes in Old Fort 28762?

Among the 3,424 homes in Old Fort 28762, it is worth more than 61% of them ($282,677 against a typical $239,055), its price per square foot is higher than 62% of them ($218 against a typical $184), it is bigger than 40% of them (1,296 ft² against a typical 1,422 ft²), its lot is bigger than 27% of them (0.8 ac against a typical 1.52 ac) and it is newer than 26% of them (1960 against a typical 1983). Measured against all of McDowell County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 988 Catawba River Rd, Old Fort, NC?

The 2026 property tax bill for 988 Catawba River Rd, Old Fort, NC was $544. The county assessed it at $76,890.

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