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Single Family ResidenceResidential
$1,064,951$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $950,000 on Sep 22, 2022

988 CHESTNUT RIDGE TRL

BANNER ELK, NC 28604
3
Beds
2.5
Baths
3,262 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$906K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$950,000 · Sep 22, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,521 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$756,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$722,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$756,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$756,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyWATAUGA
Lot (acres)The size of the land the home sits on, from county records.0.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 856 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valle Crucis SchoolA-
Elementary · Grades PK–8 · 3.4 mi
H
Watauga High SchoolA-
High · Grades 9–12 · 8.9 mi

District: Watauga County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

988 Chestnut Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Watauga County
  • Bigger than 90% of homes in Watauga County
  • Has a smaller lot than 73% of homes in Watauga County
  • Newer than 88% of homes in Watauga County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$2.7M

This home is worth more than 87% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$1,064,951
CheaperTypical $449,945Pricier

Pricier than 87% of homes nearby

Price per ft²$326
CheaperTypical $311Pricier

Pricier than 55% of homes nearby

Living area3,262 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.44 ac
SmallerTypical 0.71 acBigger

Bigger than 33% of homes nearby

Year built2008
OlderTypical 1988Newer

Newer than 87% of homes nearby

How 988 Chestnut Ridge Trl ranks against every home in each area.
MeasureThis homeBanner Elk 28604Watauga County
Estimated valuepricier than$1,064,95187% of homes88% of homes
Price per ft²pricier than$32655% of homes58% of homes
Living areabigger than3,262 ft²87% of homes90% of homes
Lot sizebigger than0.44 ac33% of homes27% of homes
Year builtnewer than200887% of homes88% of homes

About 988 Chestnut Ridge Trl

How much is 988 Chestnut Ridge Trl, Banner Elk, NC worth?

The TopHap Estimate for 988 Chestnut Ridge Trl, Banner Elk, NC is $1,064,951 as of Sep 24, 2026. The likely range is $906,154 to $1,223,748. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 988 Chestnut Ridge Trl, Banner Elk, NC last sell?

988 Chestnut Ridge Trl, Banner Elk, NC last sold on Sep 22, 2022 for $950,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 988 Chestnut Ridge Trl, Banner Elk, NC?

988 Chestnut Ridge Trl, Banner Elk, NC has 3 bedrooms, 2.5 bathrooms, 3,262 square feet of living space and a 0.44-acre lot.

When was 988 Chestnut Ridge Trl, Banner Elk, NC built?

988 Chestnut Ridge Trl, Banner Elk, NC was built in 2008, making it 18 years old. It is a rustic home. The building has 1 story.

What schools serve 988 Chestnut Ridge Trl, Banner Elk, NC?

988 Chestnut Ridge Trl, Banner Elk, NC is assigned to Valle Crucis School (elementary), rated A-; Watauga High School (high), rated A-. All sit in Watauga County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 988 Chestnut Ridge Trl, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,791 homes in Banner Elk 28604, it is worth more than 87% of them ($1,064,951 against a typical $449,945), its price per square foot is higher than 55% of them ($326 against a typical $311), it is bigger than 87% of them (3,262 ft² against a typical 1,680 ft²), its lot is bigger than 33% of them (0.44 ac against a typical 0.71 ac) and it is newer than 87% of them (2008 against a typical 1988). Measured against all of Watauga County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 988 Chestnut Ridge Trl, Banner Elk, NC?

The 2025 property tax bill for 988 Chestnut Ridge Trl, Banner Elk, NC was $2,521. The county assessed it at $756,600.

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