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Single Family ResidenceResidential
$703,673$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $690,000 on Jun 25, 2025

989 RIDGE RD

FINKSBURG, MD 21048
4.5
Baths
2,010 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$704K
$625K low$783K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$690,000 · Jun 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,354 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$579,233 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$533,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$670,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.2.33
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Porch · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandymount Elementary SchoolA-
Elementary · Grades PK–5 · 2.4 mi
M
Shiloh Middle SchoolA-
Middle · Grades 6–8 · 3.8 mi
H
Westminster High SchoolB+
High · Grades 9–12 · 5.3 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.410 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

989 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Carroll County
  • Costs more per square foot than 88% of homes in Finksburg 21048
  • Has a bigger lot than 81% of homes in Carroll County
  • Newer than 77% of homes in Finksburg 21048

What homes are worth in Finksburg 21048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$1.2M

This home is worth more than 71% of homes in Finksburg 21048.

How it measures up in Finksburg 21048

The dot is this home. The mark in the middle is the typical home in Finksburg 21048.

Estimated value$703,673
CheaperTypical $542,435Pricier

Pricier than 71% of homes nearby

Price per ft²$350
CheaperTypical $277Pricier

Pricier than 88% of homes nearby

Living area2,010 ft²
SmallerTypical 1,968 ft²Bigger

Bigger than 52% of homes nearby

Lot size2.33 ac
SmallerTypical 1.17 acBigger

Bigger than 74% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 77% of homes nearby

How 989 Ridge Rd ranks against every home in each area.
MeasureThis homeFinksburg 21048Carroll County
Estimated valuepricier than$703,67371% of homes84% of homes
Price per ft²pricier than$35088% of homes87% of homes
Living areabigger than2,010 ft²52% of homes60% of homes
Lot sizebigger than2.33 ac74% of homes81% of homes
Year builtnewer than199777% of homes75% of homes

About 989 Ridge Rd

How much is 989 Ridge Rd, Finksburg, MD worth?

The TopHap Estimate for 989 Ridge Rd, Finksburg, MD is $703,673 as of Oct 21, 2026. The likely range is $624,776 to $782,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 989 Ridge Rd, Finksburg, MD last sell?

989 Ridge Rd, Finksburg, MD last sold on Jun 25, 2025 for $690,000, according to the county's recorded deed.

How big is 989 Ridge Rd, Finksburg, MD?

989 Ridge Rd, Finksburg, MD has 4.5 bathrooms, 2,010 square feet of living space and a 2.33-acre lot.

When was 989 Ridge Rd, Finksburg, MD built?

989 Ridge Rd, Finksburg, MD was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 989 Ridge Rd, Finksburg, MD?

989 Ridge Rd, Finksburg, MD is assigned to Sandymount Elementary School (elementary), rated A-; Shiloh Middle School (middle), rated A-; Westminster High School (high), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 989 Ridge Rd, Finksburg, MD compare to other homes in Finksburg 21048?

Among the 3,701 homes in Finksburg 21048, it is worth more than 71% of them ($703,673 against a typical $542,435), its price per square foot is higher than 88% of them ($350 against a typical $277), it is bigger than 52% of them (2,010 ft² against a typical 1,968 ft²), its lot is bigger than 74% of them (2.33 ac against a typical 1.17 ac) and it is newer than 77% of them (1997 against a typical 1983). Measured against all of Carroll County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 989 Ridge Rd, Finksburg, MD?

The 2026 property tax bill for 989 Ridge Rd, Finksburg, MD was $6,354. The county assessed it at $579,233.

More homes on Ridge Rd

Closest homes

More homes in Finksburg 21048

Assigned schools

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