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Rural ResidenceResidential
$164,707$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

99 CACTUS TRL

FORT GAINES, GA 39851
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
141 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$165K
$83K low$246K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,269 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,680
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.141.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 400 ft²Porch · 210 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay County Middle SchoolD+
Middle · Grades 6–8 · 6.9 mi
E
Clay County Elementary SchoolC-
Elementary · Grades PK–5 · 6.9 mi
H
Randolph-Clay High SchoolD-
High · Grades 9–12 · 12.4 mi

District: Clay County School District

Neighborhood · ZIP 39851These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,209
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,144
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,210
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

99 Cactus Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Fort Gaines 39851
  • Smaller than 88% of homes in Clay County
  • Has a bigger lot than 97% of homes in Fort Gaines 39851
  • Newer than 69% of homes in Fort Gaines 39851

What homes are worth in Fort Gaines 39851

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$688K

This home is worth more than 63% of homes in Fort Gaines 39851.

How it measures up in Fort Gaines 39851

The dot is this home. The mark in the middle is the typical home in Fort Gaines 39851.

Estimated value$164,707
CheaperTypical $108,856Pricier

Pricier than 63% of homes nearby

Price per ft²$229
CheaperTypical $90Pricier

Pricier than 87% of homes nearby

Living area720 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 14% of homes nearby

Lot size141 ac
SmallerTypical 0.82 acBigger

Bigger than 97% of homes nearby

Year built1990
OlderTypical 1990Newer

Newer than 69% of homes nearby

How 99 Cactus Trl ranks against every home in each area.
MeasureThis homeFort Gaines 39851Clay County
Estimated valuepricier than$164,70763% of homes59% of homes
Price per ft²pricier than$22987% of homes83% of homes
Living areabigger than720 ft²14% of homes12% of homes
Lot sizebigger than141 ac97% of homes96% of homes
Year builtnewer than199069% of homes65% of homes

About 99 Cactus Trl

How much is 99 Cactus Trl, Fort Gaines, GA worth?

The TopHap Estimate for 99 Cactus Trl, Fort Gaines, GA is $164,707 as of Sep 24, 2026. The likely range is $83,446 to $245,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 99 Cactus Trl, Fort Gaines, GA?

99 Cactus Trl, Fort Gaines, GA has 1 bathrooms, 720 square feet of living space and a 141.00-acre lot.

When was 99 Cactus Trl, Fort Gaines, GA built?

99 Cactus Trl, Fort Gaines, GA was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 99 Cactus Trl, Fort Gaines, GA?

99 Cactus Trl, Fort Gaines, GA is assigned to Clay County Middle School (middle), rated D+; Clay County Elementary School (elementary), rated C-; Randolph-Clay High School (high), rated D-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 99 Cactus Trl, Fort Gaines, GA compare to other homes in Fort Gaines 39851?

Among the 1,395 homes in Fort Gaines 39851, it is worth more than 63% of them ($164,707 against a typical $108,856), its price per square foot is higher than 87% of them ($229 against a typical $90), it is bigger than 14% of them (720 ft² against a typical 1,248 ft²), its lot is bigger than 97% of them (141 ac against a typical 0.82 ac) and it is newer than 69% of them (1990 against a typical 1990). Measured against all of Clay County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 99 Cactus Trl, Fort Gaines, GA?

The 2025 property tax bill for 99 Cactus Trl, Fort Gaines, GA was $2,269. The county assessed it at $51,480.

More homes on Cactus Trl

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