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Single Family ResidenceResidential
$159,990$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $115,200 on May 15, 2018

990 SMITH LN

RICHMOND, IN 47374
2
Beds
2
Baths
1,111 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$160K
$119K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,200 · May 15, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,990
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,992
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
NATIONSTAR MORTGAGE LLC · R · recorded Dec 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,174 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Richmond High SchoolC
High · Grades 9–12 · 1.7 mi
E
Charles Elementary SchoolC+
Elementary · Grades PK–4 · 2.1 mi
M
Dennis Middle SchoolD-
Middle · Grades 7–8 · 2.6 mi

District: Richmond Community School Corporation

Neighborhood · ZIP 47374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.224
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.370 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,374
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,037
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

990 Smith Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Richmond 47374
  • Smaller than 79% of homes in Wayne County
  • Newer than 90% of homes in Richmond 47374

What homes are worth in Richmond 47374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$498K

This home is worth more than 58% of homes in Richmond 47374.

How it measures up in Richmond 47374

The dot is this home. The mark in the middle is the typical home in Richmond 47374.

Estimated value$159,990
CheaperTypical $140,763Pricier

Pricier than 58% of homes nearby

Price per ft²$144
CheaperTypical $103Pricier

Pricier than 84% of homes nearby

Living area1,111 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.26 ac
SmallerTypical 0.23 acBigger

Bigger than 56% of homes nearby

Year built1993
OlderTypical 1952Newer

Newer than 90% of homes nearby

How 990 Smith Ln ranks against every home in each area.
MeasureThis homeRichmond 47374Wayne County
Estimated valuepricier than$159,99058% of homes52% of homes
Price per ft²pricier than$14484% of homes79% of homes
Living areabigger than1,111 ft²24% of homes21% of homes
Lot sizebigger than0.26 ac56% of homes46% of homes
Year builtnewer than199390% of homes87% of homes

About 990 Smith Ln

How much is 990 Smith Ln, Richmond, IN worth?

The TopHap Estimate for 990 Smith Ln, Richmond, IN is $159,990 as of Jul 14, 2026. The likely range is $119,127 to $200,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 990 Smith Ln, Richmond, IN last sell?

990 Smith Ln, Richmond, IN last sold on May 15, 2018 for $115,200, according to the county's recorded deed.

How big is 990 Smith Ln, Richmond, IN?

990 Smith Ln, Richmond, IN has 2 bedrooms, 2 bathrooms, 1,111 square feet of living space and a 0.26-acre lot.

When was 990 Smith Ln, Richmond, IN built?

990 Smith Ln, Richmond, IN was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 990 Smith Ln, Richmond, IN?

990 Smith Ln, Richmond, IN is assigned to Richmond High School (high), rated C; Charles Elementary School (elementary), rated C+; Dennis Middle School (middle), rated D-. All sit in Richmond Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 990 Smith Ln, Richmond, IN compare to other homes in Richmond 47374?

Among the 16,844 homes in Richmond 47374, it is worth more than 58% of them ($159,990 against a typical $140,763), its price per square foot is higher than 84% of them ($144 against a typical $103), it is bigger than 24% of them (1,111 ft² against a typical 1,458 ft²), its lot is bigger than 56% of them (0.26 ac against a typical 0.23 ac) and it is newer than 90% of them (1993 against a typical 1952). Measured against all of Wayne County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 990 Smith Ln, Richmond, IN?

The 2025 property tax bill for 990 Smith Ln, Richmond, IN was $1,174. The county assessed it at $130,400.

More homes on Smith Ln

Closest homes

More homes in Richmond 47374

Assigned schools

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