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Single Family ResidenceResidential
$200,439$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $103,000 on Jun 6, 2017

992 RIVER LOOP RD

LACEYS SPRING, AL 35754
1
Baths
1,500 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$163K low$238K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,000 · Jun 6, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$99,305
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$79,444
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,134
INTERLINC MORTGAGE SERVICES LLC · recorded Jun 6, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$578 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.1.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laceys Spring Elementary SchoolC
Elementary · Grades PK–8 · 3.0 mi
H
Albert P Brewer High SchoolC
High · Grades 9–12 · 12.8 mi

District: Morgan County School District

Neighborhood · ZIP 35754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,147
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,009
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

992 River Loop Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Laceys Spring 35754
  • Costs less per square foot than 70% of homes in Laceys Spring 35754
  • Has a bigger lot than 71% of homes in Morgan County
  • Newer than 88% of homes in Morgan County

What homes are worth in Laceys Spring 35754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$821K

This home is worth more than 27% of homes in Laceys Spring 35754.

How it measures up in Laceys Spring 35754

The dot is this home. The mark in the middle is the typical home in Laceys Spring 35754.

Estimated value$200,439
CheaperTypical $265,224Pricier

Pricier than 27% of homes nearby

Price per ft²$134
CheaperTypical $168Pricier

Pricier than 30% of homes nearby

Living area1,500 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 48% of homes nearby

Lot size1.1 ac
SmallerTypical 1.6 acBigger

Bigger than 43% of homes nearby

Year built2006
OlderTypical 1986Newer

Newer than 86% of homes nearby

How 992 River Loop Rd ranks against every home in each area.
MeasureThis homeLaceys Spring 35754Morgan County
Estimated valuepricier than$200,43927% of homes42% of homes
Price per ft²pricier than$13430% of homes46% of homes
Living areabigger than1,500 ft²48% of homes43% of homes
Lot sizebigger than1.1 ac43% of homes71% of homes
Year builtnewer than200686% of homes88% of homes

About 992 River Loop Rd

How much is 992 River Loop Rd, Laceys Spring, AL worth?

The TopHap Estimate for 992 River Loop Rd, Laceys Spring, AL is $200,439 as of Jul 14, 2026. The likely range is $163,305 to $237,573. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 992 River Loop Rd, Laceys Spring, AL last sell?

992 River Loop Rd, Laceys Spring, AL last sold on Jun 6, 2017 for $103,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 992 River Loop Rd, Laceys Spring, AL?

992 River Loop Rd, Laceys Spring, AL has 1 bathrooms, 1,500 square feet of living space and a 1.10-acre lot.

When was 992 River Loop Rd, Laceys Spring, AL built?

992 River Loop Rd, Laceys Spring, AL was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 992 River Loop Rd, Laceys Spring, AL?

992 River Loop Rd, Laceys Spring, AL is assigned to Laceys Spring Elementary School (elementary), rated C; Albert P Brewer High School (high), rated C. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 992 River Loop Rd, Laceys Spring, AL compare to other homes in Laceys Spring 35754?

Among the 1,702 homes in Laceys Spring 35754, it is worth more than 27% of them ($200,439 against a typical $265,224), its price per square foot is higher than 30% of them ($134 against a typical $168), it is bigger than 48% of them (1,500 ft² against a typical 1,536 ft²), its lot is bigger than 43% of them (1.1 ac against a typical 1.6 ac) and it is newer than 86% of them (2006 against a typical 1986). Measured against all of Morgan County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 992 River Loop Rd, Laceys Spring, AL?

The 2025 property tax bill for 992 River Loop Rd, Laceys Spring, AL was $578. The county assessed it at $16,890.

Closest homes

More homes in Laceys Spring 35754

Assigned schools

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