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Single Family ResidentialResidential
$242,080$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

992 RIVER RD

MADISON, ME 04950
2
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$242K
$199K low$285K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,464
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$136,500
TOGETHER CREDIT UNION · recorded Apr 6, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,211 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$255,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$207,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,115

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.3.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Elementary School
Elementary · Grades PK–2 · 5.5 mi
M
Madison Jr/Sr High School
Middle · Grades 7–12 · 5.7 mi

District: School Administrative District 59

Neighborhood · ZIP 04950These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.65
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,752
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,459
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,765
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

992 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Madison 04950
  • Bigger than 73% of homes in Madison 04950
  • Has a bigger lot than 74% of homes in Madison 04950
  • Among the newest homes in Madison 04950

What homes are worth in Madison 04950

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$488K

This home is worth more than 67% of homes in Madison 04950.

How it measures up in Madison 04950

The dot is this home. The mark in the middle is the typical home in Madison 04950.

Estimated value$242,080
CheaperTypical $203,368Pricier

Pricier than 67% of homes nearby

Price per ft²$166
CheaperTypical $172Pricier

Pricier than 46% of homes nearby

Living area1,456 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 73% of homes nearby

Lot size3 ac
SmallerTypical 0.75 acBigger

Bigger than 74% of homes nearby

Year built2019
OlderTypical 1980Newer

Newer than almost all homes nearby

How 992 River Rd ranks against every home in each area.
MeasureThis homeMadison 04950Somerset County
Estimated valuepricier than$242,08067% of homes60% of homes
Price per ft²pricier than$16646% of homes46% of homes
Living areabigger than1,456 ft²73% of homes62% of homes
Lot sizebigger than3 ac74% of homes64% of homes
Year builtnewer than2019almost all homesalmost all homes

About 992 River Rd

How much is 992 River Rd, Madison, ME worth?

The TopHap Estimate for 992 River Rd, Madison, ME is $242,080 as of Jul 14, 2026. The likely range is $199,068 to $285,092. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 992 River Rd, Madison, ME last sell?

992 River Rd, Madison, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 992 River Rd, Madison, ME?

992 River Rd, Madison, ME has 2 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 3.00-acre lot.

When was 992 River Rd, Madison, ME built?

992 River Rd, Madison, ME was built in 2019, making it 7 years old. It is a conventional home.

What schools serve 992 River Rd, Madison, ME?

992 River Rd, Madison, ME is assigned to Madison Elementary School (elementary); Madison Jr/Sr High School (middle). All sit in School Administrative District 59. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 992 River Rd, Madison, ME compare to other homes in Madison 04950?

Among the 2,173 homes in Madison 04950, it is worth more than 67% of them ($242,080 against a typical $203,368), its price per square foot is higher than 46% of them ($166 against a typical $172), it is bigger than 73% of them (1,456 ft² against a typical 1,120 ft²), its lot is bigger than 74% of them (3 ac against a typical 0.75 ac) and it is newer than almost all of them (2019 against a typical 1980). Measured against all of Somerset County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 992 River Rd, Madison, ME?

The 2025 property tax bill for 992 River Rd, Madison, ME was $4,211. The county assessed it at $294,500.

Closest homes

More homes in Madison 04950

Assigned schools

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