Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,098,483$456 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

994 RUBIO WAY

GARDNERVILLE, NV 89460
0
Baths
2,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$998,483
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$798,786
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA · recorded Aug 11, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,101 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,791 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,291
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,001
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$539,403

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
6
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDouglas
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
C. C. Meneley Elementary SchoolB-
Elementary · Grades PK–5 · 1.6 mi
M
Pau Wa Lu Middle SchoolC+
Middle · Grades 6–8 · 2.4 mi
H
Douglas High SchoolB-
High · Grades 9–12 · 3.6 mi

District: Douglas County School District

Neighborhood · ZIP 89460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.367

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,821
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.229 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,688
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,406
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

994 Rubio Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Gardnerville 89460
  • Costs more per square foot than 86% of homes in Gardnerville 89460
  • Bigger than 76% of homes in Gardnerville 89460
  • Has a bigger lot than 88% of homes in Gardnerville 89460
  • Newer than 72% of homes in Gardnerville 89460

What homes are worth in Gardnerville 89460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$403K$2.9M

This home is worth more than 82% of homes in Gardnerville 89460.

How it measures up in Gardnerville 89460

The dot is this home. The mark in the middle is the typical home in Gardnerville 89460.

Estimated value$1,098,483
CheaperTypical $599,008Pricier

Pricier than 82% of homes nearby

Price per ft²$456
CheaperTypical $377Pricier

Pricier than 86% of homes nearby

Living area2,410 ft²
SmallerTypical 1,786 ft²Bigger

Bigger than 76% of homes nearby

Lot size2 ac
SmallerTypical 0.34 acBigger

Bigger than 88% of homes nearby

Year built1994
OlderTypical 1989Newer

Newer than 72% of homes nearby

How 994 Rubio Way ranks against every home in each area.
MeasureThis homeGardnerville 89460Douglas County
Estimated valuepricier than$1,098,48382% of homes77% of homes
Price per ft²pricier than$45686% of homes74% of homes
Living areabigger than2,410 ft²76% of homes73% of homes
Lot sizebigger than2 ac88% of homes86% of homes
Year builtnewer than199472% of homes59% of homes

About 994 Rubio Way

How much is 994 Rubio Way, Gardnerville, NV worth?

The TopHap Estimate for 994 Rubio Way, Gardnerville, NV is $1,098,483 as of Jul 14, 2026. The likely range is $1,006,470 to $1,190,496. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 994 Rubio Way, Gardnerville, NV?

994 Rubio Way, Gardnerville, NV has 2,410 square feet of living space and a 2.00-acre lot.

When was 994 Rubio Way, Gardnerville, NV built?

994 Rubio Way, Gardnerville, NV was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 994 Rubio Way, Gardnerville, NV?

994 Rubio Way, Gardnerville, NV is assigned to C. C. Meneley Elementary School (elementary), rated B-; Pau Wa Lu Middle School (middle), rated C+; Douglas High School (high), rated B-. All sit in Douglas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 994 Rubio Way, Gardnerville, NV compare to other homes in Gardnerville 89460?

Among the 5,369 homes in Gardnerville 89460, it is worth more than 82% of them ($1,098,483 against a typical $599,008), its price per square foot is higher than 86% of them ($456 against a typical $377), it is bigger than 76% of them (2,410 ft² against a typical 1,786 ft²), its lot is bigger than 88% of them (2 ac against a typical 0.34 ac) and it is newer than 72% of them (1994 against a typical 1989). Measured against all of Douglas County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 994 Rubio Way, Gardnerville, NV?

The 2025 property tax bill for 994 Rubio Way, Gardnerville, NV was $4,101. The county assessed it at $188,791.

Closest homes

More homes in Gardnerville 89460

Assigned schools

Explore the area

See this home in context

Open 994 Rubio Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map