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Rural ResidenceResidential
$1,020,934$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $84,900 on Apr 3, 2014

995 LOVINGGOOD RD

RINGGOLD, GA 30736
4.5
Baths
4,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$963K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,900 · Apr 3, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$662,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$529,947
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,000
TENNESSEE VALLEY FEDERAL CREDIT UNION · recorded Nov 8, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,500
JUNIOR'S BUILDING MATERIALS IN

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,556 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,683 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,986
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,697
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$334,280
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$976,707

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCATOOSA
Lot (acres)The size of the land the home sits on, from county records.9.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Pool housePorch · 311 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ringgold High SchoolB-
High · Grades 9–12 · 2.0 mi
M
Ringgold Middle SchoolA-
Middle · Grades 6–8 · 2.1 mi
E
Ringgold Primary School
Elementary · Grades PK–2 · 4.1 mi

District: Catoosa County School District

Neighborhood · ZIP 30736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.146

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.356 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,992
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

995 Lovinggood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ringgold 30736
  • Costs more per square foot than 89% of homes in Catoosa County
  • Among the largest homes in Ringgold 30736
  • Has a bigger lot than 96% of homes in Catoosa County
  • Newer than 92% of homes in Ringgold 30736

What homes are worth in Ringgold 30736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$781K

This home is worth more than almost all homes in Ringgold 30736.

How it measures up in Ringgold 30736

The dot is this home. The mark in the middle is the typical home in Ringgold 30736.

Estimated value$1,020,934
CheaperTypical $319,310Pricier

Pricier than almost all homes nearby

Price per ft²$237
CheaperTypical $199Pricier

Pricier than 86% of homes nearby

Living area4,300 ft²
SmallerTypical 1,597 ft²Bigger

Bigger than almost all homes nearby

Lot size9.43 ac
SmallerTypical 0.56 acBigger

Bigger than 95% of homes nearby

Year built2016
OlderTypical 1994Newer

Newer than 92% of homes nearby

How 995 Lovinggood Rd ranks against every home in each area.
MeasureThis homeRinggold 30736Catoosa County
Estimated valuepricier than$1,020,934almost all homesalmost all homes
Price per ft²pricier than$23786% of homes89% of homes
Living areabigger than4,300 ft²almost all homesalmost all homes
Lot sizebigger than9.43 ac95% of homes96% of homes
Year builtnewer than201692% of homes91% of homes

About 995 Lovinggood Rd

How much is 995 Lovinggood Rd, Ringgold, GA worth?

The TopHap Estimate for 995 Lovinggood Rd, Ringgold, GA is $1,020,934 as of Jul 14, 2026. The likely range is $963,065 to $1,078,803. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 995 Lovinggood Rd, Ringgold, GA last sell?

995 Lovinggood Rd, Ringgold, GA last sold on Apr 3, 2014 for $84,900, according to the county's recorded deed.

How big is 995 Lovinggood Rd, Ringgold, GA?

995 Lovinggood Rd, Ringgold, GA has 4.5 bathrooms, 4,300 square feet of living space and a 9.43-acre lot.

When was 995 Lovinggood Rd, Ringgold, GA built?

995 Lovinggood Rd, Ringgold, GA was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 995 Lovinggood Rd, Ringgold, GA?

995 Lovinggood Rd, Ringgold, GA is assigned to Ringgold High School (high), rated B-; Ringgold Middle School (middle), rated A-; Ringgold Primary School (elementary). All sit in Catoosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 995 Lovinggood Rd, Ringgold, GA compare to other homes in Ringgold 30736?

Among the 15,824 homes in Ringgold 30736, it is worth more than almost all of them ($1,020,934 against a typical $319,310), its price per square foot is higher than 86% of them ($237 against a typical $199), it is bigger than almost all of them (4,300 ft² against a typical 1,597 ft²), its lot is bigger than 95% of them (9.43 ac against a typical 0.56 ac) and it is newer than 92% of them (2016 against a typical 1994). Measured against all of Catoosa County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 995 Lovinggood Rd, Ringgold, GA?

The 2025 property tax bill for 995 Lovinggood Rd, Ringgold, GA was $1,556. The county assessed it at $390,683.

Closest homes

More homes in Ringgold 30736

Assigned schools

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