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Single Family ResidenceResidential
$91,403$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

995 STEPHENS ST

WATER VALLEY, MS 38965
0
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$91K
$88K low$95K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,946 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,346
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,946
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,456

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYalobusha
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Davidson Elementary SchoolC-
Elementary · Grades PK–6 · 0.3 mi
M
Water Valley High SchoolB+
Middle · Grades 7–12 · 1.4 mi

District: Water Valley School District

Neighborhood · ZIP 38965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,497
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,152
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

995 Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Water Valley 38965
  • Smaller than 84% of homes in Water Valley 38965

What homes are worth in Water Valley 38965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$543K

This home is worth more than 18% of homes in Water Valley 38965.

How it measures up in Water Valley 38965

The dot is this home. The mark in the middle is the typical home in Water Valley 38965.

Estimated value$91,403
CheaperTypical $146,469Pricier

Pricier than 18% of homes nearby

Price per ft²$87
CheaperTypical $87Pricier

Pricier than 50% of homes nearby

Living area1,050 ft²
SmallerTypical 1,552 ft²Bigger

Bigger than 16% of homes nearby

How 995 Stephens St ranks against every home in each area.
MeasureThis homeWater Valley 38965Yalobusha County
Estimated valuepricier than$91,40318% of homes27% of homes
Price per ft²pricier than$8750% of homes60% of homes
Living areabigger than1,050 ft²16% of homes21% of homes

About 995 Stephens St

How much is 995 Stephens St, Water Valley, MS worth?

The TopHap Estimate for 995 Stephens St, Water Valley, MS is $91,403 as of Sep 24, 2026. The likely range is $87,623 to $95,183. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 995 Stephens St, Water Valley, MS last sell?

995 Stephens St, Water Valley, MS last sold on Nov 20, 1974, according to the county's recorded deed.

What schools serve 995 Stephens St, Water Valley, MS?

995 Stephens St, Water Valley, MS is assigned to Davidson Elementary School (elementary), rated C-; Water Valley High School (middle), rated B+. All sit in Water Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 995 Stephens St, Water Valley, MS compare to other homes in Water Valley 38965?

Among the 3,722 homes in Water Valley 38965, it is worth more than 18% of them ($91,403 against a typical $146,469), its price per square foot is higher than 50% of them ($87 against a typical $87) and it is bigger than 16% of them (1,050 ft² against a typical 1,552 ft²). Measured against all of Yalobusha County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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