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Single Family ResidenceResidential
$104,974
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $16,000 on Apr 1, 2002

9970 STATE ROUTE 815

UTICA, KY 42376
0
Baths
2.09 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$105K
$56K low$154K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$16,000 · Apr 1, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,974
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,979

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$511 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$49,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.2.09
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Louisville Elementary SchoolB
Elementary · Grades PK–5 · 7.5 mi
H
Apollo High SchoolB+
High · Grades 9–12 · 9.3 mi
M
F T Burns Middle SchoolB
Middle · Grades 6–8 · 9.5 mi

District: Daviess County School District

Neighborhood · ZIP 42376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.6,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,758
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9970 State Route 815 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Utica 42376
  • Has a bigger lot than 92% of homes in Daviess County
  • Newer than 71% of homes in Daviess County

What homes are worth in Utica 42376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$380K

This home is worth more than 6% of homes in Utica 42376.

How it measures up in Utica 42376

The dot is this home. The mark in the middle is the typical home in Utica 42376.

Estimated value$104,974
CheaperTypical $193,298Pricier

Pricier than 6% of homes nearby

Lot size2.09 ac
SmallerTypical 1 acBigger

Bigger than 72% of homes nearby

Year built1988
OlderTypical 1980Newer

Newer than 57% of homes nearby

How 9970 State Route 815 ranks against every home in each area.
MeasureThis homeUtica 42376Daviess County
Estimated valuepricier than$104,9746% of homes18% of homes
Lot sizebigger than2.09 ac72% of homes92% of homes
Year builtnewer than198857% of homes71% of homes

About 9970 State Route 815

How much is 9970 State Route 815, Utica, KY worth?

The TopHap Estimate for 9970 State Route 815, Utica, KY is $104,974 as of Jul 14, 2026. The likely range is $56,302 to $153,646. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9970 State Route 815, Utica, KY last sell?

9970 State Route 815, Utica, KY last sold on Apr 1, 2002 for $16,000, according to the county's recorded deed.

When was 9970 State Route 815, Utica, KY built?

9970 State Route 815, Utica, KY was built in 1988, making it 38 years old.

What schools serve 9970 State Route 815, Utica, KY?

9970 State Route 815, Utica, KY is assigned to West Louisville Elementary School (elementary), rated B; Apollo High School (high), rated B+; F T Burns Middle School (middle), rated B. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9970 State Route 815, Utica, KY compare to other homes in Utica 42376?

Among the 2,832 homes in Utica 42376, it is worth more than 6% of them ($104,974 against a typical $193,298), its lot is bigger than 72% of them (2.09 ac against a typical 1 ac) and it is newer than 57% of them (1988 against a typical 1980). Measured against all of Daviess County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9970 State Route 815, Utica, KY?

The 2025 property tax bill for 9970 State Route 815, Utica, KY was $511. The county assessed it at $49,600.

Closest homes

More homes in Utica 42376

Assigned schools

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