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Single Family ResidenceResidential
$439,900$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Oct 4, 2023

9978 SW 98TH TER

GAINESVILLE, FL 32608
4
Beds
3
Baths
1,866 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$440K
$414K low$466K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Oct 4, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,751 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,855 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,212

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
22
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAlachua
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 266 ft²Sprinklers

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Archer Elementary SchoolB
Elementary · Grades KG–5 · 5.4 mi
M
Oak View Middle SchoolB
Middle · Grades 5–8 · 10.9 mi
H
Newberry High SchoolB-
High · Grades 9–12 · 11.5 mi

District: Alachua County School District

Neighborhood · ZIP 32608These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.54,036
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,318 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,440
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,461
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

9978 Sw 98th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Alachua County
  • Costs more per square foot than 87% of homes in Alachua County
  • Bigger than 66% of homes in Alachua County
  • Has a bigger lot than 81% of homes in Gainesville 32608
  • Newer than 81% of homes in Alachua County

What homes are worth in Gainesville 32608

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$1.2M

This home is worth more than 69% of homes in Gainesville 32608.

How it measures up in Gainesville 32608

The dot is this home. The mark in the middle is the typical home in Gainesville 32608.

Estimated value$439,900
CheaperTypical $346,299Pricier

Pricier than 69% of homes nearby

Price per ft²$236
CheaperTypical $198Pricier

Pricier than 83% of homes nearby

Living area1,866 ft²
SmallerTypical 1,657 ft²Bigger

Bigger than 60% of homes nearby

Lot size1 ac
SmallerTypical 0.22 acBigger

Bigger than 81% of homes nearby

Year built2005
OlderTypical 1997Newer

Newer than 74% of homes nearby

How 9978 Sw 98th Ter ranks against every home in each area.
MeasureThis homeGainesville 32608Alachua County
Estimated valuepricier than$439,90069% of homes80% of homes
Price per ft²pricier than$23683% of homes87% of homes
Living areabigger than1,866 ft²60% of homes66% of homes
Lot sizebigger than1 ac81% of homes75% of homes
Year builtnewer than200574% of homes81% of homes

About 9978 Sw 98th Ter

How much is 9978 Sw 98th Ter, Gainesville, FL worth?

The TopHap Estimate for 9978 Sw 98th Ter, Gainesville, FL is $439,900 as of Sep 24, 2026. The likely range is $413,723 to $466,077. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 9978 Sw 98th Ter, Gainesville, FL last sell?

9978 Sw 98th Ter, Gainesville, FL last sold on Oct 4, 2023 for $400,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 9978 Sw 98th Ter, Gainesville, FL?

9978 Sw 98th Ter, Gainesville, FL has 4 bedrooms, 3 bathrooms, 1,866 square feet of living space and a 1.00-acre lot.

When was 9978 Sw 98th Ter, Gainesville, FL built?

9978 Sw 98th Ter, Gainesville, FL was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 9978 Sw 98th Ter, Gainesville, FL?

9978 Sw 98th Ter, Gainesville, FL is assigned to Archer Elementary School (elementary), rated B; Oak View Middle School (middle), rated B; Newberry High School (high), rated B-. All sit in Alachua County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 9978 Sw 98th Ter, Gainesville, FL compare to other homes in Gainesville 32608?

Among the 13,507 homes in Gainesville 32608, it is worth more than 69% of them ($439,900 against a typical $346,299), its price per square foot is higher than 83% of them ($236 against a typical $198), it is bigger than 60% of them (1,866 ft² against a typical 1,657 ft²), its lot is bigger than 81% of them (1 ac against a typical 0.22 ac) and it is newer than 74% of them (2005 against a typical 1997). Measured against all of Alachua County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 9978 Sw 98th Ter, Gainesville, FL?

The 2024 property tax bill for 9978 Sw 98th Ter, Gainesville, FL was $7,751. The county assessed it at $276,855.

More homes on Sw 98th Ter

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