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Single Family ResidenceResidential
$202,691
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

BAY CITY, OR 97107
0
Baths
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.

Valuation

$203K
$115K low$291K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$202,691
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$162,153

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$229 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,180 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,180
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$33,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTillamook
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garibaldi Elementary SchoolA
Elementary · Grades PK–5 · 3.2 mi
H
Neah-Kah-Nie High SchoolD+
High · Grades 9–12 · 8.6 mi
M
Neah-Kah-Nie Middle SchoolB
Middle · Grades 6–8 · 8.6 mi

District: Neah-Kah-Nie School District 56

Neighborhood · ZIP 97107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.294

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,609
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,525
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.109 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Bay City 97107
  • Has a smaller lot than 89% of homes in Bay City 97107
  • Newer than 72% of homes in Bay City 97107

What homes are worth in Bay City 97107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$877K

This home is worth more than 3% of homes in Bay City 97107.

How it measures up in Bay City 97107

The dot is this home. The mark in the middle is the typical home in Bay City 97107.

Estimated value$202,691
CheaperTypical $392,458Pricier

Pricier than 3% of homes nearby

Lot size0.11 ac
SmallerTypical 0.23 acBigger

Bigger than 11% of homes nearby

Year built1999
OlderTypical 1981Newer

Newer than 72% of homes nearby

How ranks against every home in each area.
MeasureThis homeBay City 97107Tillamook County
Estimated valuepricier than$202,6913% of homes3% of homes
Lot sizebigger than0.11 ac11% of homes23% of homes
Year builtnewer than199972% of homes72% of homes

About

How much is , Bay City, OR worth?

The TopHap Estimate for , Bay City, OR is $202,691 as of Jul 14, 2026. The likely range is $114,797 to $290,585. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was , Bay City, OR built?

, Bay City, OR was built in 1999, making it 27 years old.

What schools serve , Bay City, OR?

, Bay City, OR is assigned to Garibaldi Elementary School (elementary), rated A; Neah-Kah-Nie High School (high), rated D+; Neah-Kah-Nie Middle School (middle), rated B. All sit in Neah-Kah-Nie School District 56. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Bay City, OR compare to other homes in Bay City 97107?

Among the 875 homes in Bay City 97107, it is worth more than 3% of them ($202,691 against a typical $392,458), its lot is bigger than 11% of them (0.11 ac against a typical 0.23 ac) and it is newer than 72% of them (1999 against a typical 1981). Measured against all of Tillamook County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Bay City, OR?

The 2025 property tax bill for , Bay City, OR was $229. The county assessed it at $18,180.

Closest homes

More homes in Bay City 97107

Assigned schools

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