Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$407,617
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

BELKNAP BEACH RD

PROSPECT, KY 40059
2
Beds
1
Baths
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$408K
$350K low$465K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,356 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Harmony Elementary SchoolA
Elementary · Grades KG–5 · 2.3 mi
M
North Oldham Middle SchoolA
Middle · Grades 6–8 · 2.3 mi
H
North Oldham High SchoolA+
High · Grades 9–12 · 2.4 mi

District: Oldham County School District

Neighborhood · ZIP 40059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,754
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.687 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,695
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$242,554
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Belknap Beach Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Prospect 40059
  • Older than 79% of homes in Prospect 40059

What homes are worth in Prospect 40059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$1.9M

This home is worth more than 19% of homes in Prospect 40059.

How it measures up in Prospect 40059

The dot is this home. The mark in the middle is the typical home in Prospect 40059.

Estimated value$407,617
CheaperTypical $650,281Pricier

Pricier than 19% of homes nearby

Year built1978
OlderTypical 1995Newer

Newer than 21% of homes nearby

How Belknap Beach Rd ranks against every home in each area.
MeasureThis homeProspect 40059Oldham County
Estimated valuepricier than$407,61719% of homes43% of homes
Year builtnewer than197821% of homes27% of homes

About Belknap Beach Rd

How much is Belknap Beach Rd, Prospect, KY worth?

The TopHap Estimate for Belknap Beach Rd, Prospect, KY is $407,617 as of Sep 24, 2026. The likely range is $349,979 to $465,255. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is Belknap Beach Rd, Prospect, KY?

Belknap Beach Rd, Prospect, KY has 2 bedrooms and 1 bathrooms.

When was Belknap Beach Rd, Prospect, KY built?

Belknap Beach Rd, Prospect, KY was built in 1978, making it 48 years old. The building has 1 story.

What schools serve Belknap Beach Rd, Prospect, KY?

Belknap Beach Rd, Prospect, KY is assigned to Harmony Elementary School (elementary), rated A; North Oldham Middle School (middle), rated A; North Oldham High School (high), rated A+. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Belknap Beach Rd, Prospect, KY compare to other homes in Prospect 40059?

Among the 8,614 homes in Prospect 40059, it is worth more than 19% of them ($407,617 against a typical $650,281) and it is newer than 21% of them (1978 against a typical 1995). Measured against all of Oldham County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Belknap Beach Rd, Prospect, KY?

The 2025 property tax bill for Belknap Beach Rd, Prospect, KY was $4,356. The county assessed it at $350,000.

More homes on Belknap Beach Rd

Closest homes

More homes in Prospect 40059

Assigned schools

Explore the area

See this home in context

Open Belknap Beach Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map