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Residential (General/Single)Residential
$27,344
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

BERNARD FARM

RUSSELL SPRINGS, KY 42642
0
Baths
3.9 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$27K
$25K low$29K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.334%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,193
BENEFICIAL KENTUCKY INC · recorded Sep 12, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyRussell
Lot (acres)The size of the land the home sits on, from county records.3.90

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Salem Elementary SchoolB
Elementary · Grades PK–5 · 1.8 mi
H
Russell County High SchoolC-
High · Grades 9–12 · 3.4 mi
M
Russell County Middle SchoolB
Middle · Grades 6–8 · 3.5 mi

District: Russell County School District

Neighborhood · ZIP 42642These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,388
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,386
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,857
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Bernard Farm measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Russell Springs 42642
  • Has a bigger lot than 74% of homes in Russell County

What homes are worth in Russell Springs 42642

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$501K

This home is worth more than 6% of homes in Russell Springs 42642.

How it measures up in Russell Springs 42642

The dot is this home. The mark in the middle is the typical home in Russell Springs 42642.

Estimated value$27,344
CheaperTypical $151,854Pricier

Pricier than 6% of homes nearby

Lot size3.9 ac
SmallerTypical 1.5 acBigger

Bigger than 72% of homes nearby

How Bernard Farm ranks against every home in each area.
MeasureThis homeRussell Springs 42642Russell County
Estimated valuepricier than$27,3446% of homes7% of homes
Lot sizebigger than3.9 ac72% of homes74% of homes

About Bernard Farm

How much is Bernard Farm, Russell Springs, KY worth?

The TopHap Estimate for Bernard Farm, Russell Springs, KY is $27,344 as of Jul 14, 2026. The likely range is $25,259 to $29,429. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve Bernard Farm, Russell Springs, KY?

Bernard Farm, Russell Springs, KY is assigned to Salem Elementary School (elementary), rated B; Russell County High School (high), rated C-; Russell County Middle School (middle), rated B. All sit in Russell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Bernard Farm, Russell Springs, KY compare to other homes in Russell Springs 42642?

Among the 7,486 homes in Russell Springs 42642, it is worth more than 6% of them ($27,344 against a typical $151,854) and its lot is bigger than 72% of them (3.9 ac against a typical 1.5 ac). Measured against all of Russell County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Bernard Farm, Russell Springs, KY?

The 2025 property tax bill for Bernard Farm, Russell Springs, KY was $148. The county assessed it at $16,000.

More homes on Bernard Farm

Closest homes

More homes in Russell Springs 42642

Assigned schools

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