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Single Family ResidentialResidential
$134,663
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

BLACK BEAR

RAMAH, NM 87321
0
Baths
4.88 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$135K
$101K low$168K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,863 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,723
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,748
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,590

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCKINLEY
Lot (acres)The size of the land the home sits on, from county records.4.88
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ramah Elementary SchoolD+
Elementary · Grades PK–5 · 5.4 mi
M
Ramah High SchoolB+
Middle · Grades 6–12 · 6.3 mi

District: Gallup-Mckinley County Schools

Neighborhood · ZIP 87321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,655
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Black Bear measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 91% of homes in McKinley County

What homes are worth in Ramah 87321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$552K

This home is worth more than 45% of homes in Ramah 87321.

How it measures up in Ramah 87321

The dot is this home. The mark in the middle is the typical home in Ramah 87321.

Estimated value$134,663
CheaperTypical $149,197Pricier

Pricier than 45% of homes nearby

Lot size4.88 ac
SmallerTypical 5.86 acBigger

Bigger than 23% of homes nearby

How Black Bear ranks against every home in each area.
MeasureThis homeRamah 87321McKinley County
Estimated valuepricier than$134,66345% of homes44% of homes
Lot sizebigger than4.88 ac23% of homes91% of homes

About Black Bear

How much is Black Bear, Ramah, NM worth?

The TopHap Estimate for Black Bear, Ramah, NM is $134,663 as of Aug 30, 2026. The likely range is $101,381 to $167,945. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Black Bear, Ramah, NM last sell?

Black Bear, Ramah, NM last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve Black Bear, Ramah, NM?

Black Bear, Ramah, NM is assigned to Ramah Elementary School (elementary), rated D+; Ramah High School (middle), rated B+. All sit in Gallup-Mckinley County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Black Bear, Ramah, NM compare to other homes in Ramah 87321?

Among the 337 homes in Ramah 87321, it is worth more than 45% of them ($134,663 against a typical $149,197) and its lot is bigger than 23% of them (4.88 ac against a typical 5.86 ac). Measured against all of McKinley County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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Assigned schools

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