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Rural ResidenceResidential
$1,016,043$907 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

CARDWELL, MT 59721
2
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
149.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$876K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,016,043
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$812,834

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,002 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$361,410 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,284
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$361,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMadison
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.149.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 36 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cardwell School
Elementary · Grades PK–8 · 3.8 mi
H
Whitehall High SchoolC
High · Grades 9–12 · 9.4 mi

District: Cardwell Elementary School District

Neighborhood · ZIP 59721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.188

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,453
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Cardwell 59721
  • Costs more per square foot than 87% of homes in Cardwell 59721
  • Smaller than 75% of homes in Cardwell 59721
  • Has a bigger lot than 94% of homes in Madison County
  • Older than 87% of homes in Madison County

What homes are worth in Cardwell 59721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$361K$1.9M

This home is worth more than 68% of homes in Cardwell 59721.

How it measures up in Cardwell 59721

The dot is this home. The mark in the middle is the typical home in Cardwell 59721.

Estimated value$1,016,043
CheaperTypical $806,497Pricier

Pricier than 68% of homes nearby

Price per ft²$907
CheaperTypical $501Pricier

Pricier than 87% of homes nearby

Living area1,120 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 25% of homes nearby

Lot size149.34 ac
SmallerTypical 20 acBigger

Bigger than 86% of homes nearby

Year built1957
OlderTypical 1994Newer

Newer than 21% of homes nearby

How ranks against every home in each area.
MeasureThis homeCardwell 59721Madison County
Estimated valuepricier than$1,016,04368% of homes60% of homes
Price per ft²pricier than$90787% of homes75% of homes
Living areabigger than1,120 ft²25% of homes27% of homes
Lot sizebigger than149.34 ac86% of homes94% of homes
Year builtnewer than195721% of homes13% of homes

About

How much is , Cardwell, MT worth?

The TopHap Estimate for , Cardwell, MT is $1,016,043 as of Jul 14, 2026. The likely range is $875,511 to $1,156,575. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did , Cardwell, MT last sell?

, Cardwell, MT last sold on Oct 25, 1999, according to the county's recorded deed.

How big is , Cardwell, MT?

, Cardwell, MT has 2 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 149.34-acre lot.

When was , Cardwell, MT built?

, Cardwell, MT was built in 1957, making it 69 years old. It is a conventional home. The building has 1 story.

What schools serve , Cardwell, MT?

, Cardwell, MT is assigned to Cardwell School (elementary); Whitehall High School (high), rated C. All sit in Cardwell Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does , Cardwell, MT compare to other homes in Cardwell 59721?

Among the 225 homes in Cardwell 59721, it is worth more than 68% of them ($1,016,043 against a typical $806,497), its price per square foot is higher than 87% of them ($907 against a typical $501), it is bigger than 25% of them (1,120 ft² against a typical 1,620 ft²), its lot is bigger than 86% of them (149.34 ac against a typical 20 ac) and it is newer than 21% of them (1957 against a typical 1994). Measured against all of Madison County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on , Cardwell, MT?

The 2025 property tax bill for , Cardwell, MT was $1,002. The county assessed it at $361,410.

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Assigned schools

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