Skip to content
Skip to content
TopHapOpen in map
Timberland, Forest, TreesVacant Land
$48,129$11 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

851 CHANCE RD

CHIPLEY, FL 32428
3
Beds
2
Baths
4,246 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.

Valuation

$48K
$39K low$57K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$55 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,950 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,079
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$44,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Timberland, Forest, Trees
CountyWASHINGTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1976
Lot (acres)The size of the land the home sits on, from county records.20.00
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chipley High SchoolC
High · Grades 9–12 · 2.9 mi
M
Roulhac Middle SchoolB+
Middle · Grades 6–8 · 3.1 mi
E
Kate M. Smith Elementary SchoolC
Elementary · Grades KG–5 · 3.2 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Chance Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Chipley 32428
  • Among the lowest price per square foot in Chipley 32428
  • Among the largest homes in Washington County
  • Has a bigger lot than 93% of homes in Chipley 32428
  • Older than 73% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$589K

This home is worth more than 2% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$48,129
CheaperTypical $202,375Pricier

Pricier than 2% of homes nearby

Price per ft²$11
CheaperTypical $133Pricier

Cheaper than almost all homes nearby

Living area4,246 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than almost all homes nearby

Lot size20 ac
SmallerTypical 1.64 acBigger

Bigger than 93% of homes nearby

Year built1974
OlderTypical 1991Newer

Newer than 27% of homes nearby

How 851 Chance Rd ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$48,1292% of homes2% of homes
Price per ft²pricier than$11almost no homesalmost no homes
Living areabigger than4,246 ft²almost all homesalmost all homes
Lot sizebigger than20 ac93% of homes91% of homes
Year builtnewer than197427% of homes28% of homes

About 851 Chance Rd

How much is 851 Chance Rd, Chipley, FL worth?

The TopHap Estimate for 851 Chance Rd, Chipley, FL is $48,129 as of Sep 24, 2026. The likely range is $39,000 to $57,258. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 Chance Rd, Chipley, FL last sell?

851 Chance Rd, Chipley, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 851 Chance Rd, Chipley, FL?

851 Chance Rd, Chipley, FL has 3 bedrooms, 2 bathrooms, 4,246 square feet of living space and a 20.00-acre lot.

When was 851 Chance Rd, Chipley, FL built?

851 Chance Rd, Chipley, FL was built in 1974, making it 52 years old.

What schools serve 851 Chance Rd, Chipley, FL?

851 Chance Rd, Chipley, FL is assigned to Chipley High School (high), rated C; Roulhac Middle School (middle), rated B+; Kate M. Smith Elementary School (elementary), rated C. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Chance Rd, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,684 homes in Chipley 32428, it is worth more than 2% of them ($48,129 against a typical $202,375), its price per square foot is higher than almost none of them ($11 against a typical $133), it is bigger than almost all of them (4,246 ft² against a typical 1,488 ft²), its lot is bigger than 93% of them (20 ac against a typical 1.64 ac) and it is newer than 27% of them (1974 against a typical 1991). Measured against all of Washington County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Chance Rd, Chipley, FL?

The 2025 property tax bill for 851 Chance Rd, Chipley, FL was $55. The county assessed it at $3,950.

More homes on Chance Rd

Closest homes

More homes in Chipley 32428

Assigned schools

Explore the area

See this home in context

Open 851 Chance Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map