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Vacant Land - ExemptVacant Land

CHARLES ST

SPENCER, NC 28159
0
Baths
3.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,104 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,695 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,895
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,695
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,695

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Vacant Land - Exempt
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.3.41
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Rowan Elementary SchoolF
Elementary · Grades PK–5 · 0.3 mi
H
North Rowan High SchoolD-
High · Grades 9–12 · 0.4 mi
M
North Rowan Middle SchoolD
Middle · Grades 6–8 · 0.5 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28159These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,241
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest lots in Spencer 28159
  • Newer than 68% of homes in Spencer 28159

How it measures up in Spencer 28159

The dot is this home. The mark in the middle is the typical home in Spencer 28159.

Lot size3.41 ac
SmallerTypical 0.29 acBigger

Bigger than almost all homes nearby

Year built1975
OlderTypical 1950Newer

Newer than 68% of homes nearby

How Charles St ranks against every home in each area.
MeasureThis homeSpencer 28159Rowan County
Lot sizebigger than3.41 acalmost all homes88% of homes
Year builtnewer than197568% of homes41% of homes

About Charles St

When did Charles St, Spencer, NC last sell?

Charles St, Spencer, NC last sold on Jan 1, 1900, according to the county's recorded deed.

When was Charles St, Spencer, NC built?

Charles St, Spencer, NC was built in 1975, making it 51 years old.

What schools serve Charles St, Spencer, NC?

Charles St, Spencer, NC is assigned to North Rowan Elementary School (elementary), rated F; North Rowan High School (high), rated D-; North Rowan Middle School (middle), rated D. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Charles St, Spencer, NC compare to other homes in Spencer 28159?

Among the 1,258 homes in Spencer 28159, its lot is bigger than almost all of them (3.41 ac against a typical 0.29 ac) and it is newer than 68% of them (1975 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Charles St, Spencer, NC?

The 2026 property tax bill for Charles St, Spencer, NC was $1,104. The county assessed it at $97,695.

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Assigned schools

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