Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$412,724
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $5,596 on Dec 19, 2003

CHARLES ST

SPOTSWOOD, NJ 08884
0
Baths
1,032 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$413K
$365K low$461K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,596 · Dec 19, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$11,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spotswood Memorial Middle SchoolC
Middle · Grades 6–8 · 0.2 mi
H
Spotswood High SchoolD+
High · Grades 9–12 · 0.2 mi
E
G. Austin Schoenly Elementary School
Elementary · Grades PK–1 · 0.3 mi

District: Spotswood Borough School District

Neighborhood · ZIP 08884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,780
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Middlesex County
  • Among the smallest lots in Spotswood 08884

What homes are worth in Spotswood 08884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$924K

This home is worth more than 16% of homes in Spotswood 08884.

How it measures up in Spotswood 08884

The dot is this home. The mark in the middle is the typical home in Spotswood 08884.

Estimated value$412,724
CheaperTypical $564,531Pricier

Pricier than 16% of homes nearby

Lot size1,032 ft²
SmallerTypical 0.23 acBigger

Smaller than almost all homes nearby

How Charles St ranks against every home in each area.
MeasureThis homeSpotswood 08884Middlesex County
Estimated valuepricier than$412,72416% of homes14% of homes
Lot sizebigger than1,032 ft²almost no homes14% of homes

About Charles St

How much is Charles St, Spotswood, NJ worth?

The TopHap Estimate for Charles St, Spotswood, NJ is $412,724 as of Sep 24, 2026. The likely range is $364,867 to $460,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Charles St, Spotswood, NJ last sell?

Charles St, Spotswood, NJ last sold on Dec 19, 2003 for $5,596, according to the county's recorded deed.

What schools serve Charles St, Spotswood, NJ?

Charles St, Spotswood, NJ is assigned to Spotswood Memorial Middle School (middle), rated C; Spotswood High School (high), rated D+; G. Austin Schoenly Elementary School (elementary). All sit in Spotswood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Charles St, Spotswood, NJ compare to other homes in Spotswood 08884?

Among the 2,534 homes in Spotswood 08884, it is worth more than 16% of them ($412,724 against a typical $564,531) and its lot is bigger than almost none of them (1,032 ft² against a typical 0.23 ac). Measured against all of Middlesex County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Charles St, Spotswood, NJ?

The 2025 property tax bill for Charles St, Spotswood, NJ was $417. The county assessed it at $11,000.

More homes on Charles St

Closest homes

More homes in Spotswood 08884

Assigned schools

Explore the area

See this home in context

Open Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map