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Single Family ResidenceResidential
$104,800$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

CLAY ST

RATLIFF CITY, OK 73481
2
Beds
1
Baths
1,588 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$105K
$64K low$145K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$68,800
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,040
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$36,000
JPMORGAN CHASE BANK NA · recorded May 31, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$459 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,819 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,773
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,541
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,805

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCarter
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 320 ft²Shed · 120 ft²Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fox Elementary SchoolA-
Elementary · Grades PK–8 · 8.5 mi
H
Fox High SchoolB-
High · Grades 9–12 · 8.5 mi

District: Fox Public Schools

Neighborhood · ZIP 73481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,033
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,027
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Carter County
  • Costs less per square foot than 86% of homes in Carter County
  • Among the smallest lots in Ratliff City 73481

What homes are worth in Ratliff City 73481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$672K

This home is worth more than 33% of homes in Ratliff City 73481.

How it measures up in Ratliff City 73481

The dot is this home. The mark in the middle is the typical home in Ratliff City 73481.

Estimated value$104,800
CheaperTypical $148,917Pricier

Pricier than 33% of homes nearby

Price per ft²$66
CheaperTypical $99Pricier

Pricier than 18% of homes nearby

Living area1,588 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.2 ac
SmallerTypical 3.44 acBigger

Smaller than almost all homes nearby

Year built1964
OlderTypical 1969Newer

Newer than 47% of homes nearby

How Clay St ranks against every home in each area.
MeasureThis homeRatliff City 73481Carter County
Estimated valuepricier than$104,80033% of homes27% of homes
Price per ft²pricier than$6618% of homes14% of homes
Living areabigger than1,588 ft²62% of homes58% of homes
Lot sizebigger than0.2 acalmost no homes25% of homes
Year builtnewer than196447% of homes42% of homes

About Clay St

How much is Clay St, Ratliff City, OK worth?

The TopHap Estimate for Clay St, Ratliff City, OK is $104,800 as of Jul 14, 2026. The likely range is $64,178 to $145,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is Clay St, Ratliff City, OK?

Clay St, Ratliff City, OK has 2 bedrooms, 1 bathrooms, 1,588 square feet of living space and a 0.20-acre lot.

When was Clay St, Ratliff City, OK built?

Clay St, Ratliff City, OK was built in 1964, making it 62 years old. It is a traditional/old home. The building has 1 story.

What schools serve Clay St, Ratliff City, OK?

Clay St, Ratliff City, OK is assigned to Fox Elementary School (elementary), rated A-; Fox High School (high), rated B-. All sit in Fox Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Clay St, Ratliff City, OK compare to other homes in Ratliff City 73481?

Among the 518 homes in Ratliff City 73481, it is worth more than 33% of them ($104,800 against a typical $148,917), its price per square foot is higher than 18% of them ($66 against a typical $99), it is bigger than 62% of them (1,588 ft² against a typical 1,440 ft²), its lot is bigger than almost none of them (0.2 ac against a typical 3.44 ac) and it is newer than 47% of them (1964 against a typical 1969). Measured against all of Carter County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Clay St, Ratliff City, OK?

The 2024 property tax bill for Clay St, Ratliff City, OK was $459. The county assessed it at $5,819.

Closest homes

More homes in Ratliff City 73481

Assigned schools

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