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Agricultural/Rural (General)Agriculture / Farming
Last sold for $115,000 on Nov 18, 2022

CLEARWATER LN

SPENCER, IN 47460
0
Baths
14.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Nov 18, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$148 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$12,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Agricultural/Rural (General)
CountyOWEN
Lot (acres)The size of the land the home sits on, from county records.14.50
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 36 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCormick's Creek Elementary SchoolB-
Elementary · Grades PK–6 · 3.0 mi
H
Owen Valley Community High School
High · Grades 9–12 · 5.6 mi
M
Owen Valley Middle SchoolB-
Middle · Grades 7–8 · 5.7 mi

District: Spencer-Owen Community Schools

Neighborhood · ZIP 47460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,799
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,094
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,779
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Clearwater Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 87% of homes in Spencer 47460
  • Newer than 93% of homes in Owen County

How it measures up in Spencer 47460

The dot is this home. The mark in the middle is the typical home in Spencer 47460.

Lot size14.5 ac
SmallerTypical 2.22 acBigger

Bigger than 87% of homes nearby

Year built2015
OlderTypical 1987Newer

Newer than 92% of homes nearby

How Clearwater Ln ranks against every home in each area.
MeasureThis homeSpencer 47460Owen County
Lot sizebigger than14.5 ac87% of homes83% of homes
Year builtnewer than201592% of homes93% of homes

About Clearwater Ln

When did Clearwater Ln, Spencer, IN last sell?

Clearwater Ln, Spencer, IN last sold on Nov 18, 2022 for $115,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was Clearwater Ln, Spencer, IN built?

Clearwater Ln, Spencer, IN was built in 2015, making it 11 years old.

What schools serve Clearwater Ln, Spencer, IN?

Clearwater Ln, Spencer, IN is assigned to McCormick's Creek Elementary School (elementary), rated B-; Owen Valley Community High School (high); Owen Valley Middle School (middle), rated B-. All sit in Spencer-Owen Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Clearwater Ln, Spencer, IN compare to other homes in Spencer 47460?

Among the 4,885 homes in Spencer 47460, its lot is bigger than 87% of them (14.5 ac against a typical 2.22 ac) and it is newer than 92% of them (2015 against a typical 1987). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Clearwater Ln, Spencer, IN?

The 2025 property tax bill for Clearwater Ln, Spencer, IN was $148. The county assessed it at $12,200.

Closest homes

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Assigned schools

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