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Residential (General/Single)Residential
$24,291
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $15,000 on Sep 1, 1999

COLDWATER

HAROLD, KY 41635
0
Baths
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$24K
$18K low$31K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · Sep 1, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$180 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$15,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyFloyd
Lot (acres)The size of the land the home sits on, from county records.0.50

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Betsy Layne Elementary SchoolD
Elementary · Grades PK–8 · 0.8 mi
H
Betsy Layne High SchoolD
High · Grades 9–12 · 1.5 mi

District: Floyd County School District

Neighborhood · ZIP 41635These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.136
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,616
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$52,550
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

Coldwater measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Harold 41635

What homes are worth in Harold 41635

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$283K

This home is worth more than 6% of homes in Harold 41635.

How it measures up in Harold 41635

The dot is this home. The mark in the middle is the typical home in Harold 41635.

Estimated value$24,291
CheaperTypical $69,258Pricier

Pricier than 6% of homes nearby

Lot size0.5 ac
SmallerTypical 1 acBigger

Bigger than 38% of homes nearby

How Coldwater ranks against every home in each area.
MeasureThis homeHarold 41635Floyd County
Estimated valuepricier than$24,2916% of homes9% of homes
Lot sizebigger than0.5 ac38% of homes42% of homes

About Coldwater

How much is Coldwater, Harold, KY worth?

The TopHap Estimate for Coldwater, Harold, KY is $24,291 as of Aug 30, 2026. The likely range is $17,904 to $30,678. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did Coldwater, Harold, KY last sell?

Coldwater, Harold, KY last sold on Sep 1, 1999 for $15,000, according to the county's recorded deed.

What schools serve Coldwater, Harold, KY?

Coldwater, Harold, KY is assigned to Betsy Layne Elementary School (elementary), rated D; Betsy Layne High School (high), rated D. All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does Coldwater, Harold, KY compare to other homes in Harold 41635?

Among the 1,778 homes in Harold 41635, it is worth more than 6% of them ($24,291 against a typical $69,258) and its lot is bigger than 38% of them (0.5 ac against a typical 1 ac). Measured against all of Floyd County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on Coldwater, Harold, KY?

The 2025 property tax bill for Coldwater, Harold, KY was $180. The county assessed it at $15,000.

More homes on Coldwater

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Assigned schools

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